SYBT (Stock Yards Bancorp) Scaled Net Operating Assets: 0.09 (As of Mar. 2026)


SYBT Stock Yards Bancorp Inc SYBT
69 GF Score
Price $76.27
GF Value $73.06
Valuation Fairly Valued
! 4 Warning Signs
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What is Stock Yards Bancorp Scaled Net Operating Assets?

Stock Yards Bancorp SYBT +0.54% 69 Scaled Net Operating Assets is 0.09 as of Mar. 2026. GuruFocus rates SYBT with a GF Score™ of 69/100 and a GF Value™ of $73.06 (Fairly Valued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Stock Yards Bancorp's operating assets for the quarter that ended in Mar. 2026 was $8,857.8 Mil. Stock Yards Bancorp's operating liabilities for the quarter that ended in Mar. 2026 was $8,037.1 Mil. Stock Yards Bancorp's Total Assets for the quarter that ended in Dec. 2025 was $9,536.1 Mil. Therefore, Stock Yards Bancorp's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.09.

SYBT
69GF Score
Stock Yards Bancorp Inc SYBT
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Stock Yards Bancorp Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Stock Yards Bancorp's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(9466.063-8133.621)/8863.419
=0.15

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=9536.124 - 70.061
=9466.063

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=8460.427 - 326.806 - 0
=8133.621

Stock Yards Bancorp's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(8857.797-8037.115)/9536.124
=0.09

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=9466.856 - 609.059
=8857.797

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=8363.921 - 326.806 - 0
=8037.115

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.09 mean?
Stock Yards Bancorp (SYBT) has a Scaled Net Operating Assets of 0.09 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Stock Yards Bancorp and its competitors.
Is Stock Yards Bancorp's Scaled Net Operating Assets too high?
Stock Yards Bancorp's current Scaled Net Operating Assets is 0.09. Overall, Stock Yards Bancorp has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Stock Yards Bancorp's Scaled Net Operating Assets compare to CLBK and BLX?
Stock Yards Bancorp's Scaled Net Operating Assets of 0.09 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Stock Yards Bancorp and its competitors. Stock Yards Bancorp's current Scaled Net Operating Assets is 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stock Yards Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Stock Yards Bancorp (SYBT) is currently considered Fairly Valued. The stock's GF Value™ is $73.06, compared to a current price of $76.27 — trading 4.4% above its estimated fair value. The current Scaled Net Operating Assets is 0.09. Stock Yards Bancorp's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Stock Yards Bancorp (SYBT), the current Scaled Net Operating Assets is 0.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Stock Yards Bancorp (SYBT) Overvalued in 2026?

Based on GuruFocus' analysis, Stock Yards Bancorp stock appears to be overvalued. The current stock price of $76.27 is trading 4.4% above its estimated GF Value™ of $73.06. GuruFocus considers Stock Yards Bancorp to be Fairly Valued.

Key valuation signals for SYBT:

  • Scaled Net Operating Assets: 0.09
  • GF Value™: $73.06 vs. price of $76.27 (4.4% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the SYBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Stock Yards Bancorp Business Description

Other Exchanges S4Y:Germany
Address 1040 East Main Street, Louisville, KY, USA, 40206
Stock Yards Bancorp Inc operates as a bank holding company providing commercial banking and wealth management services. Its Commercial Banking segment offers loan and deposit products to consumers and businesses, including retail and mortgage lending, deposit services, online and mobile banking, private banking, commercial and real estate lending, treasury and merchant services, international and correspondent banking, credit cards, and brokerage services through a third-party broker-dealer. Its Wealth Management and Trust (WM&T) segment provides investment management, financial and retirement planning, trust and estate services, and retirement plan management, with WM&T revenue distinguishing the company from similarly sized community banks.
69GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$76.27
Price
$73.06
GF Value