Stock Yards BancorpSYBT +1.02%69 OCF Margin % is 12.17% as of Mar. 2026, which is 71% below its 10-year median of 41.52. GuruFocus rates SYBT with a GF Score™ of 69/100 and a GF Value™ of $73.06 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,500 Banks companies, Stock Yards Bancorp ranks better than 65.07% on this metric.
The historical rank and industry rank for Stock Yards Bancorp's OCF Margin % or its related term are showing as below:
SYBT'
s OCF Margin % Range Over the Past 10 Years
Min: 32.03 Med: 41.52 Max: 45.12
Current: 39.78
During the past 13 years, the highest OCF Margin % of Stock Yards Bancorp was 45.12%. The lowest was 32.03%. And the median was 41.52%.
SYBT's OCF Margin % is ranked better than 65.07% of 1500
companies
in the Banks industry
Industry Median: 29.44
vs SYBT: 39.78
Stock Yards Bancorp OCF Margin % Related Terms
Stock Yards Bancorp OCF Margin % Historical Data
* Premium members only.
The historical data trend for Stock Yards Bancorp's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Stock Yards Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stock Yards Bancorp OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Stock Yards Bancorp's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Stock Yards Bancorp's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stock Yards Bancorp (SYBT) has a OCF Margin % of 12.17% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Stock Yards Bancorp and its competitors. This is 71% below median its historical median of 41.52. Over the past decade, Stock Yards Bancorp's OCF Margin % has ranged from 32.03 to 45.12. According to the industry distribution chart, Stock Yards Bancorp ranks #524 out of 1500 companies in the Banks industry, placing it in the top 34.9%.
Is Stock Yards Bancorp's OCF Margin % too high?
Stock Yards Bancorp's current OCF Margin % of 12.17% is 71% below median its 10-year median of 41.52. Over the past 10 years, this metric has ranged from a low of 32.03 to a high of 45.12. The Banks industry median OCF Margin % is 29.44. Stock Yards Bancorp's value of 12.17% is 58.7% below this industry median. Based on the distribution chart, Stock Yards Bancorp ranks #524 out of 1500 companies in the Banks industry, which is above the industry midpoint. Overall, Stock Yards Bancorp has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Stock Yards Bancorp's OCF Margin % compare to CLBK and BLX?
According to the Banks industry distribution chart, Stock Yards Bancorp ranks #524 out of 1500 companies for OCF Margin %. This puts Stock Yards Bancorp in the upper half of its industry. The industry median OCF Margin % is 29.44. Stock Yards Bancorp's value of 12.17% is 58.7% below this benchmark. Historically, Stock Yards Bancorp's own OCF Margin % has ranged from 32.03 to 45.12 over the past decade. While the company's 10-year median is 41.52 vs. the industry median of 29.44, Stock Yards Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stock Yards Bancorp's current OCF Margin % of 12.17% is 58.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Stock Yards Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stock Yards Bancorp's current OCF Margin % is 12.17%, which is 71% below median its own 10-year median of 41.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stock Yards Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Stock Yards Bancorp (SYBT) is currently considered Fairly Valued. The stock's GF Value™ is $73.06, compared to a current price of $75.85 — trading 3.8% above its estimated fair value. The current OCF Margin % is 12.17%, which is 71% below median its 10-year median of 41.52 and 58.7% below the Banks industry median of 29.44. Stock Yards Bancorp's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Stock Yards Bancorp (SYBT), the current OCF Margin % is 12.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stock Yards Bancorp (SYBT) Overvalued in 2026?
Based on GuruFocus' analysis, Stock Yards Bancorp stock appears to be overvalued.
The current stock price of $75.85 is trading 3.8% above its estimated GF Value™ of $73.06.
GuruFocus considers Stock Yards Bancorp to be Fairly Valued.
Key valuation signals for SYBT:
OCF Margin %: 12.17% (71% below median its 10-year median of 41.52)
GF Value™: $73.06 vs. price of $75.85 (3.8% above fair value)
Industry Position: 58.7% below the Banks median (#524 of 1500)
No single metric tells the full story. See the SYBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stock Yards Bancorp Inc operates as a bank holding company providing commercial banking and wealth management services. Its Commercial Banking segment offers loan and deposit products to consumers and businesses, including retail and mortgage lending, deposit services, online and mobile banking, private banking, commercial and real estate lending, treasury and merchant services, international and correspondent banking, credit cards, and brokerage services through a third-party broker-dealer. Its Wealth Management and Trust (WM&T) segment provides investment management, financial and retirement planning, trust and estate services, and retirement plan management, with WM&T revenue distinguishing the company from similarly sized community banks.
69GF Score
Get the complete analysis for SYBT
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SYBT has been successfully added to your 
