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Yunfeng Financial GroupYNFGF 39 Equity-to-Asset is 0.11 as of Dec. 2025, which is 21% below its 10-year median of 0.14. GuruFocus rates YNFGF with a GF Score™ of 39/100. The stock has 2 warning signs investors should review. Among 505 Insurance companies, Yunfeng Financial Group ranks worse than 77.23% on this metric.
Yunfeng Financial Group (OTCPK:YNFGF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Yunfeng Financial Group Equity-to-Asset Related Terms
Yunfeng Financial Group Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
YNFGF vs AFL, MET, PRU: Equity-to-Asset Comparison
For the Insurance - Life subindustry, Yunfeng Financial Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yunfeng Financial Group Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Yunfeng Financial Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Yunfeng Financial Group's Equity-to-Asset falls into.
Yunfeng Financial Group Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Yunfeng Financial Group's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yunfeng Financial Group (YNFGF) has a Equity-to-Asset of 0.11 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Yunfeng Financial Group and its competitors. This is 21% below median its historical median of 0.14. Over the past decade, Yunfeng Financial Group's Equity-to-Asset has ranged from 0.11 to 0.90. According to the industry distribution chart, Yunfeng Financial Group ranks #390 out of 505 companies in the Insurance industry, placing it in the top 77.2%.
Is Yunfeng Financial Group's Equity-to-Asset too high?
Yunfeng Financial Group's current Equity-to-Asset of 0.11 is 21% below median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.90. The Insurance industry median Equity-to-Asset is 0.26. Yunfeng Financial Group's value of 0.11 is 57.7% below this industry median. Based on the distribution chart, Yunfeng Financial Group ranks #390 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Yunfeng Financial Group has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Yunfeng Financial Group's Equity-to-Asset compare to AFL and MET?
According to the Insurance industry distribution chart, Yunfeng Financial Group ranks #390 out of 505 companies for Equity-to-Asset. This places Yunfeng Financial Group in the lower half of its industry. The industry median Equity-to-Asset is 0.26. Yunfeng Financial Group's value of 0.11 is 57.7% below this benchmark. Historically, Yunfeng Financial Group's own Equity-to-Asset has ranged from 0.11 to 0.90 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.26, Yunfeng Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yunfeng Financial Group's current Equity-to-Asset of 0.11 is 57.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Yunfeng Financial Group and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yunfeng Financial Group's current Equity-to-Asset is 0.11, which is 21% below median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yunfeng Financial Group stock overvalued right now?
Yunfeng Financial Group (YNFGF) has a current Equity-to-Asset of 0.11. The current Equity-to-Asset is 0.11, which is 21% below median its 10-year median of 0.14 and 57.7% below the Insurance industry median of 0.26. Yunfeng Financial Group's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Yunfeng Financial Group (YNFGF), the current Equity-to-Asset is 0.11 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Yunfeng Financial Group Ltd is an investment holding company that provides security trading, advisory, and asset management services. The company operates through two operating segments: Insurance business, which engages in the writing of long-term assurance business; and Other financial services & corporate, which includes Securities brokerage, Wealth management, Principal investment, Consultancy & advisory services, Financial technology activities, and Corporate service. The company's revenue is derived from the Insurance business. The group's operations are in Hong Kong and Macao generating key revenue from Hong Kong region.
39GF Score
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