Yunfeng Financial GroupYNFGF 62 PB Ratio is 1.29 as of Jul. 05, 2026, which is 30% above its 10-year median of 0.99. GuruFocus rates YNFGF with a GF Score™ of 62/100 and a GF Value™ of $0.69. The stock has 2 warning signs investors should review. Among 500 Insurance companies, Yunfeng Financial Group ranks better than 88.8% on this metric.
The historical rank and industry rank for Yunfeng Financial Group's PB Ratio or its related term are showing as below:
YNFGF'
s PB Ratio Range Over the Past 10 Years
Min: 0.26 Med: 0.99 Max: 3.96
Current: 0.57
During the past 13 years, Yunfeng Financial Group's highest PB Ratio was 3.96. The lowest was 0.26. And the median was 0.99.
YNFGF's PB Ratio is ranked better than 88.8% of 500
companies
in the Insurance industry
Industry Median: 1.41
vs YNFGF: 0.57
During the past 12 months, Yunfeng Financial Group's average Book Value Per Share Growth Rate was 14.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 2.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -2.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 4.90% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Yunfeng Financial Group was 70.00% per year. The lowest was -52.40% per year. And the median was -3.20% per year.
Back to Basics: PB Ratio
Yunfeng Financial Group (OTCPK:YNFGF) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Yunfeng Financial Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yunfeng Financial Group PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Yunfeng Financial Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Yunfeng Financial Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Yunfeng Financial Group (YNFGF) has a PB Ratio of 1.29 as of Jul. 05, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Yunfeng Financial Group and its competitors. This is 30% above median its historical median of 0.99. Over the past decade, Yunfeng Financial Group's PB Ratio has ranged from 0.26 to 3.96. According to the industry distribution chart, Yunfeng Financial Group ranks #56 out of 500 companies in the Insurance industry, placing it in the top 11.2%.
Is Yunfeng Financial Group's PB Ratio too high?
Yunfeng Financial Group's current PB Ratio of 1.29 is 30% above median its 10-year median of 0.99. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 3.96. The Insurance industry median PB Ratio is 1.41. Yunfeng Financial Group's value of 1.29 is 8.5% below this industry median. Based on the distribution chart, Yunfeng Financial Group ranks #56 out of 500 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Yunfeng Financial Group has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Yunfeng Financial Group's PB Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Yunfeng Financial Group ranks #56 out of 500 companies for PB Ratio. This places Yunfeng Financial Group in the top 11% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.41. Yunfeng Financial Group's value of 1.29 is 8.5% below this benchmark. Historically, Yunfeng Financial Group's own PB Ratio has ranged from 0.26 to 3.96 over the past decade. While the company's 10-year median is 0.99 vs. the industry median of 1.41, Yunfeng Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.41, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yunfeng Financial Group's current PB Ratio of 1.29 is 8.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Yunfeng Financial Group and its competitors. For the Insurance industry, the median PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yunfeng Financial Group's current PB Ratio is 1.29, which is 30% above median its own 10-year median of 0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yunfeng Financial Group stock overvalued right now?
Yunfeng Financial Group (YNFGF) has a current PB Ratio of 1.29. The stock's GF Value™ is $0.69, compared to a current price of $0.52 — trading 25.4% below its estimated fair value. The current PB Ratio is 1.29, which is 30% above median its 10-year median of 0.99 and 8.5% below the Insurance industry median of 1.41. Yunfeng Financial Group's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Yunfeng Financial Group (YNFGF), the current PB Ratio is 1.29 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yunfeng Financial Group (YNFGF) Overvalued in 2026?
Based on GuruFocus' analysis, Yunfeng Financial Group stock appears to be undervalued.
The current stock price of $0.52 is trading 25.4% below its estimated GF Value™ of $0.69.
Key valuation signals for YNFGF:
PB Ratio: 1.29 (30% above median its 10-year median of 0.99)
GF Value™: $0.69 vs. price of $0.52 (25.4% below fair value)
Industry Position: 8.5% below the Insurance median (#56 of 500)
No single metric tells the full story. See the YNFGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yunfeng Financial Group Ltd is an investment holding company that provides security trading, advisory, and asset management services. The company operates through two operating segments: Insurance business, which engages in the writing of long-term assurance business; and Other financial services & corporate, which includes Securities brokerage, Wealth management, Principal investment, Consultancy & advisory services, Financial technology activities, and Corporate service. The company's revenue is derived from the Insurance business. The group's operations are in Hong Kong and Macao generating key revenue from Hong Kong region.
62GF Score
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