Yunfeng Financial GroupYNFGF 62 Net Margin % is 4.38% as of Dec. 2025, which is 10% below its 10-year median of 4.89. GuruFocus rates YNFGF with a GF Score™ of 62/100 and a GF Value™ of $0.69. The stock has 2 warning signs investors should review. Among 504 Insurance companies, Yunfeng Financial Group ranks worse than 53.17% on this metric.
The historical rank and industry rank for Yunfeng Financial Group's Net Margin % or its related term are showing as below:
YNFGF'
s Net Margin % Range Over the Past 10 Years
Min: -1197.45 Med: 4.89 Max: 9.66
Current: 8.67
YNFGF's Net Margin % is ranked worse than 53.17% of 504
companies
in the Insurance industry
Industry Median: 9.275
vs YNFGF: 8.67
Yunfeng Financial Group (OTCPK:YNFGF) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Yunfeng Financial Group Net Margin % Related Terms
Yunfeng Financial Group Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Yunfeng Financial Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yunfeng Financial Group Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Yunfeng Financial Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where Yunfeng Financial Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yunfeng Financial Group (YNFGF) has a Net Margin % of 4.38% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Yunfeng Financial Group and its competitors. This is 10% below median its historical median of 4.89. According to the industry distribution chart, Yunfeng Financial Group ranks #268 out of 504 companies in the Insurance industry, placing it in the top 53.2%.
Is Yunfeng Financial Group's Net Margin % too high?
Yunfeng Financial Group's current Net Margin % of 4.38% is 10% below median its 10-year median of 4.89. The Insurance industry median Net Margin % is 9.28. Yunfeng Financial Group's value of 4.38% is 52.8% below this industry median. Based on the distribution chart, Yunfeng Financial Group ranks #268 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Yunfeng Financial Group has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Yunfeng Financial Group's Net Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Yunfeng Financial Group ranks #268 out of 504 companies for Net Margin %. This places Yunfeng Financial Group in the lower half of its industry. The industry median Net Margin % is 9.28. Yunfeng Financial Group's value of 4.38% is 52.8% below this benchmark. While the company's 10-year median is 4.89 vs. the industry median of 9.28, Yunfeng Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.28, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yunfeng Financial Group's current Net Margin % of 4.38% is 52.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Yunfeng Financial Group and its competitors. For the Insurance industry, the median Net Margin % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yunfeng Financial Group's current Net Margin % is 4.38%, which is 10% below median its own 10-year median of 4.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yunfeng Financial Group stock overvalued right now?
Yunfeng Financial Group (YNFGF) has a current Net Margin % of 4.38%. The stock's GF Value™ is $0.69, compared to a current price of $0.52 — trading 25.4% below its estimated fair value. The current Net Margin % is 4.38%, which is 10% below median its 10-year median of 4.89 and 52.8% below the Insurance industry median of 9.28. Yunfeng Financial Group's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Yunfeng Financial Group (YNFGF), the current Net Margin % is 4.38% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yunfeng Financial Group (YNFGF) Overvalued in 2026?
Based on GuruFocus' analysis, Yunfeng Financial Group stock appears to be undervalued.
The current stock price of $0.52 is trading 25.4% below its estimated GF Value™ of $0.69.
Key valuation signals for YNFGF:
Net Margin %: 4.38% (10% below median its 10-year median of 4.89)
GF Value™: $0.69 vs. price of $0.52 (25.4% below fair value)
Industry Position: 52.8% below the Insurance median (#268 of 504)
No single metric tells the full story. See the YNFGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yunfeng Financial Group Ltd is an investment holding company that provides security trading, advisory, and asset management services. The company operates through two operating segments: Insurance business, which engages in the writing of long-term assurance business; and Other financial services & corporate, which includes Securities brokerage, Wealth management, Principal investment, Consultancy & advisory services, Financial technology activities, and Corporate service. The company's revenue is derived from the Insurance business. The group's operations are in Hong Kong and Macao generating key revenue from Hong Kong region.
62GF Score
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