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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Abu Dhabi Commercial Bank's Enterprise Value is د.إ97,708 Mil.
Abu Dhabi Commercial Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ6,415 Mil. Therefore, Abu Dhabi Commercial Bank's EV-to-FCF for today is 15.23.
The historical rank and industry rank for Abu Dhabi Commercial Bank's EV-to-FCF or its related term are showing as below:
ADX:ADCB'
s EV-to-FCF Range Over the Past 10 Years
Min: -15.65 Med: 3.9 Max: 33.52
Current: 15.26
During the past 13 years, the highest EV-to-FCF of Abu Dhabi Commercial Bank was 33.52. The lowest was -15.65. And the median was 3.90.
ADX:ADCB's EV-to-FCF is ranked worse than 75.76% of 1180
companies
in the Banks industry
Industry Median: 7.235
vs ADX:ADCB: 15.26
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Abu Dhabi Commercial Bank (ADX:ADCB) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Abu Dhabi Commercial Bank's PE Ratio (TTM) for today is calculated as:
Abu Dhabi Commercial Bank's share price for today is د.إ15.66.
Abu Dhabi Commercial Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ1.624.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Abu Dhabi Commercial Bank EV-to-FCF Related Terms
Abu Dhabi Commercial Bank EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abu Dhabi Commercial Bank EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, Abu Dhabi Commercial Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abu Dhabi Commercial Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Abu Dhabi Commercial Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Abu Dhabi Commercial Bank's EV-to-FCF falls into.
Abu Dhabi Commercial Bank's current Enterprise Value is د.إ97,708 Mil.
Abu Dhabi Commercial Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ6,415 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abu Dhabi Commercial Bank (ADX:ADCB) has a EV-to-FCF of 15.23 as of Aug. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Abu Dhabi Commercial Bank and its competitors. This is 291% above median its historical median of 3.90. According to the industry distribution chart, Abu Dhabi Commercial Bank ranks #894 out of 1180 companies in the Banks industry, placing it in the top 75.8%.
Is Abu Dhabi Commercial Bank's EV-to-FCF too high?
Abu Dhabi Commercial Bank's current EV-to-FCF of 15.23 is 291% above median its 10-year median of 3.90. The Banks industry median EV-to-FCF is 7.24. Abu Dhabi Commercial Bank's value of 15.23 is 110.5% above this industry median. Based on the distribution chart, Abu Dhabi Commercial Bank ranks #894 out of 1180 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Abu Dhabi Commercial Bank has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi Commercial Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Abu Dhabi Commercial Bank ranks #894 out of 1180 companies for EV-to-FCF. This places Abu Dhabi Commercial Bank in the lower half of its industry. The industry median EV-to-FCF is 7.24. Abu Dhabi Commercial Bank's value of 15.23 is 110.5% above this benchmark. While the company's 10-year median is 3.90 vs. the industry median of 7.24, Abu Dhabi Commercial Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.24, based on 1,180 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi Commercial Bank's current EV-to-FCF of 15.23 is 110.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Abu Dhabi Commercial Bank and its competitors. For the Banks industry, the median EV-to-FCF is 7.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi Commercial Bank's current EV-to-FCF is 15.23, which is 291% above median its own 10-year median of 3.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi Commercial Bank (ADX:ADCB) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ13.34, compared to a current price of د.إ15.66 — trading 17.4% above its estimated fair value. The current EV-to-FCF is 15.23, which is 291% above median its 10-year median of 3.90 and 110.5% above the Banks industry median of 7.24. Abu Dhabi Commercial Bank's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Abu Dhabi Commercial Bank (ADX:ADCB), the current EV-to-FCF is 15.23 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Abu Dhabi Commercial Bank (ADX:ADCB) Overvalued in 2026?
Based on GuruFocus' analysis, Abu Dhabi Commercial Bank stock appears to be overvalued.
The current stock price of د.إ15.66 is trading 17.4% above its estimated GF Value™ of د.إ13.34.
GuruFocus considers Abu Dhabi Commercial Bank to be Modestly Overvalued.
Key valuation signals for ADX:ADCB:
EV-to-FCF: 15.23 (291% above median its 10-year median of 3.90)
GF Value™: د.إ13.34 vs. price of د.إ15.66 (17.4% above fair value)
Industry Position: 110.5% above the Banks median (#894 of 1180)
No single metric tells the full story. See the ADX:ADCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Abu Dhabi Commercial Bank is principally engaged in the business of retail, commercial and Islamic banking, and provision of other financial services. Its segments include Retail banking, Private banking, Corporate and investment banking, Investments and treasury, and Others. The majority of the revenue is derived from Corporate and investment banking segment that comprises of business banking, cash management, trade finance, corporate finance, small and medium enterprise financing, investment banking, Islamic financing, infrastructure and asset finance, government and public enterprises. It includes loans, deposits and other transactions and balances with corporate customers.
61GF Score
Get the complete analysis for ADX:ADCB
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