BKFL (BankFlorida Bancorp) EV-to-FCF: (As of Jul. 31, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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BKFL BankFlorida Bancorp Inc BKFL
44 GF Score
Price $17.15
GF Value $21.78
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is BankFlorida Bancorp EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, BankFlorida Bancorp's Enterprise Value is $6.78 Mil. BankFlorida Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was $0.00 Mil. Therefore, BankFlorida Bancorp's EV-to-FCF for today is .

The historical rank and industry rank for BankFlorida Bancorp's EV-to-FCF or its related term are showing as below:

BKFL' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 1.81
Current: 1.81

During the past 5 years, the highest EV-to-FCF of BankFlorida Bancorp was 1.81. The lowest was 0.00. And the median was 0.00.

BKFL's EV-to-FCF is ranked better than
72.29% of 1191 companies
in the Banks industry
Industry Median: 7.15 vs BKFL: 1.81

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-31), BankFlorida Bancorp's stock price is $17.15. BankFlorida Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $1.329. Therefore, BankFlorida Bancorp's PE Ratio (TTM) for today is 12.90.


BankFlorida Bancorp  (OTCPK:BKFL) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

BankFlorida Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=17.15/1.329
=12.90

BankFlorida Bancorp's share price for today is $17.15.
BankFlorida Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.329.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


BankFlorida Bancorp EV-to-FCF Related Terms


BankFlorida Bancorp EV-to-FCF Historical Data

* Premium members only.

The historical data trend for BankFlorida Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BankFlorida Bancorp EV-to-FCF Chart

BankFlorida Bancorp Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
0.00 0.00 -9.18 -16.04 1.56

BankFlorida Bancorp Quarterly Data
Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 1.56 0.00 0.00

BKFL vs FFWC, OSBK, KEFI: EV-to-FCF Comparison

For the Banks - Regional subindustry, BankFlorida Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BankFlorida Bancorp EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, BankFlorida Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where BankFlorida Bancorp's EV-to-FCF falls into.


BKFL
44GF Score
BankFlorida Bancorp Inc BKFL
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BankFlorida Bancorp EV-to-FCF Calculation

BankFlorida Bancorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=6.775/0
=

BankFlorida Bancorp's current Enterprise Value is $6.78 Mil.
BankFlorida Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is BankFlorida Bancorp (BKFL) Overvalued in 2026?

Based on GuruFocus' analysis, BankFlorida Bancorp stock appears to be undervalued. The current stock price of $17.15 is trading 21.3% below its estimated GF Value™ of $21.78. GuruFocus considers BankFlorida Bancorp to be Modestly Undervalued.

Key valuation signals for BKFL:

  • EV-to-FCF:
  • GF Value™: $21.78 vs. price of $17.15 (21.3% below fair value)
  • GF Score™: 44/100 with 1 warning sign

No single metric tells the full story. See the BKFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BankFlorida Bancorp Business Description

Address 12482 US Highway 301, Dade, FL, USA, 33525
BankFlorida Bancorp Inc is a bank holding company. Through its banking subsidiary, the company is engaged in providing banking and other financial products and services. Its products and service offerings include deposit accounts, mobile banking services, residential loans, personal loans, certificates of deposits, money market accounts, commercial credit services, business savings accounts, etc. In addition, the company also provides wealth solutions.
44GF Score

Get the complete analysis for BKFL

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.15
Price
$21.78
GF Value