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SSPN FinanceBOM:539026 +1.80%68 EV-to-FCF is 161.97 as of Sep. 06, 2026, which is 2521% above its 10-year median of 6.18. GuruFocus rates BOM:539026 with a GF Score™ of 68/100 and a GF Value™ of ₹9.03 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 269 Credit Services companies, SSPN Finance ranks worse than 89.59% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, SSPN Finance's Enterprise Value is ₹51.02 Mil.
SSPN Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.32 Mil. Therefore, SSPN Finance's EV-to-FCF for today is 161.97.
The historical rank and industry rank for SSPN Finance's EV-to-FCF or its related term are showing as below:
BOM:539026'
s EV-to-FCF Range Over the Past 10 Years
Min: -156.97 Med: 6.18 Max: 207.51
Current: 161.97
During the past 13 years, the highest EV-to-FCF of SSPN Finance was 207.51. The lowest was -156.97. And the median was 6.18.
BOM:539026's EV-to-FCF is ranked worse than 89.59% of 269
companies
in the Credit Services industry
Industry Median: 13.86
vs BOM:539026: 161.97
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
SSPN Finance's PE Ratio (TTM) for today is calculated as:
SSPN Finance's share price for today is ₹6.80.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. SSPN Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.010.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
SSPN Finance EV-to-FCF Related Terms
SSPN Finance EV-to-FCF Historical Data
* Premium members only.
The historical data trend for SSPN Finance's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, SSPN Finance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SSPN Finance EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SSPN Finance's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where SSPN Finance's EV-to-FCF falls into.
SSPN Finance's current Enterprise Value is ₹51.02 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. SSPN Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.32 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SSPN Finance (BOM:539026) has a EV-to-FCF of 161.97 as of Sep. 06, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on SSPN Finance and its competitors. This is 2521% above median its historical median of 6.18. According to the industry distribution chart, SSPN Finance ranks #241 out of 269 companies in the Credit Services industry, placing it in the top 89.6%.
Is SSPN Finance's EV-to-FCF too high?
SSPN Finance's current EV-to-FCF of 161.97 is 2521% above median its 10-year median of 6.18. The Credit Services industry median EV-to-FCF is 13.86. SSPN Finance's value of 161.97 is 1068.6% above this industry median. Based on the distribution chart, SSPN Finance ranks #241 out of 269 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, SSPN Finance has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SSPN Finance's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, SSPN Finance ranks #241 out of 269 companies for EV-to-FCF. This places SSPN Finance in the lower half of its industry. The industry median EV-to-FCF is 13.86. SSPN Finance's value of 161.97 is 1068.6% above this benchmark. While the company's 10-year median is 6.18 vs. the industry median of 13.86, SSPN Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.86, based on 269 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SSPN Finance's current EV-to-FCF of 161.97 is 1068.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on SSPN Finance and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SSPN Finance's current EV-to-FCF is 161.97, which is 2521% above median its own 10-year median of 6.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSPN Finance stock overvalued right now?
Based on GuruFocus' analysis, SSPN Finance (BOM:539026) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹9.03, compared to a current price of ₹6.80 — trading 24.7% below its estimated fair value. The current EV-to-FCF is 161.97, which is 2521% above median its 10-year median of 6.18 and 1068.6% above the Credit Services industry median of 13.86. SSPN Finance's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For SSPN Finance (BOM:539026), the current EV-to-FCF is 161.97 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SSPN Finance (BOM:539026) Overvalued in 2026?
Based on GuruFocus' analysis, SSPN Finance stock appears to be undervalued.
The current stock price of ₹6.80 is trading 24.7% below its estimated GF Value™ of ₹9.03.
GuruFocus considers SSPN Finance to be Modestly Undervalued.
Key valuation signals for BOM:539026:
EV-to-FCF: 161.97 (2521% above median its 10-year median of 6.18)
GF Value™: ₹9.03 vs. price of ₹6.80 (24.7% below fair value)
Industry Position: 1068.6% above the Credit Services median (#241 of 269)
No single metric tells the full story. See the BOM:539026 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SSPN Finance Ltd is a company, engaged in financing and investment. Its core business activities include advisory services and consulting for market participants, including producers, processors, traders, corporate entities, trading centres, importers, exporters, co-operatives, industry associations, and the investor community.
68GF Score
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