Suryoday Small Finance Bank (BOM:543279) EV-to-FCF: (As of Aug. 11, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:543279 Suryoday Small Finance Bank Ltd BOM:543279
74 GF Score
Price ₹161.50
GF Value ₹184.02
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Suryoday Small Finance Bank EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Suryoday Small Finance Bank's Enterprise Value is ₹24,718 Mil. Suryoday Small Finance Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was ₹0 Mil. Therefore, Suryoday Small Finance Bank's EV-to-FCF for today is .

The historical rank and industry rank for Suryoday Small Finance Bank's EV-to-FCF or its related term are showing as below:

BOM:543279' s EV-to-FCF Range Over the Past 10 Years
Min: 4.29   Med: 12.68   Max: 12.68
Current: 4.29

During the past 9 years, the highest EV-to-FCF of Suryoday Small Finance Bank was 12.68. The lowest was 4.29. And the median was 12.68.

BOM:543279's EV-to-FCF is ranked better than
61.74% of 1192 companies
in the Banks industry
Industry Median: 7.33 vs BOM:543279: 4.29

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-11), Suryoday Small Finance Bank's stock price is ₹161.50. Suryoday Small Finance Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₹18.050. Therefore, Suryoday Small Finance Bank's PE Ratio (TTM) for today is 8.95.


Suryoday Small Finance Bank  (BOM:543279) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Suryoday Small Finance Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=161.50/18.050
=8.95

Suryoday Small Finance Bank's share price for today is ₹161.50.
Suryoday Small Finance Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹18.050.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Suryoday Small Finance Bank EV-to-FCF Related Terms


Suryoday Small Finance Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Suryoday Small Finance Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Suryoday Small Finance Bank EV-to-FCF Chart

Suryoday Small Finance Bank Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only -4.09 -11.69 2.57 1.61 3.50

Suryoday Small Finance Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 3.50 0.00

Suryoday Small Finance Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Suryoday Small Finance Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Suryoday Small Finance Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Suryoday Small Finance Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Suryoday Small Finance Bank's EV-to-FCF falls into.


BOM:543279
74GF Score
Suryoday Small Finance Bank Ltd BOM:543279
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Suryoday Small Finance Bank EV-to-FCF Calculation

Suryoday Small Finance Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=24718.293/0
=

Suryoday Small Finance Bank's current Enterprise Value is ₹24,718 Mil.
Suryoday Small Finance Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Suryoday Small Finance Bank (BOM:543279) Overvalued in 2026?

Based on GuruFocus' analysis, Suryoday Small Finance Bank stock appears to be undervalued. The current stock price of ₹161.50 is trading 12.2% below its estimated GF Value™ of ₹184.02. GuruFocus considers Suryoday Small Finance Bank to be Modestly Undervalued.

Key valuation signals for BOM:543279:

  • EV-to-FCF:
  • GF Value™: ₹184.02 vs. price of ₹161.50 (12.2% below fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the BOM:543279 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Suryoday Small Finance Bank Business Description

Other Exchanges SURYODAY:India
Address Unit No. 1101, Sharda Terraces, Plot No. 65, Sector 11, CBD Belapur, Navi Mumbai, MH, IND, 400 614
Suryoday Small Finance Bank Ltd is a small finance bank. It offers credit products, digital banking, NPCI payment systems, and mobile technologies along with banking through traditional channels and a diversified asset portfolio with a focus on retail operations. The company's operating segment includes Treasury; Retail banking; Corporate banking and Other banking operations. It generates maximum revenue from the Retail banking segment.
74GF Score

Get the complete analysis for BOM:543279

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹161.50
Price
₹184.02
GF Value