Suryoday Small Finance Bank (BOM:543279) LT-Debt-to-Total-Asset: 0.00 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:543279 Suryoday Small Finance Bank Ltd BOM:543279
72 GF Score
Price ₹162.40
GF Value ₹185.90
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Suryoday Small Finance Bank LT-Debt-to-Total-Asset?

Suryoday Small Finance Bank BOM:543279 -0.18% 72 LT-Debt-to-Total-Asset is 0.00 as of Jun. 2026. GuruFocus rates BOM:543279 with a GF Score™ of 72/100 and a GF Value™ of ₹185.90 (Modestly Undervalued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Suryoday Small Finance Bank's long-term debt to total assests ratio for the quarter that ended in Jun. 2026 was 0.00.

Suryoday Small Finance Bank's long-term debt to total assets ratio declined from Jun. 2025 (0.14) to Jun. 2026 (0.00). It may suggest that Suryoday Small Finance Bank is progressively becoming less dependent on debt to grow their business.

Suryoday Small Finance Bank  (BOM:543279) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Suryoday Small Finance Bank LT-Debt-to-Total-Asset Related Terms

Suryoday Small Finance Bank LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Suryoday Small Finance Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Suryoday Small Finance Bank LT-Debt-to-Total-Asset Chart

Suryoday Small Finance Bank Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only 0.23 0.21 0.14 0.16 0.14

Suryoday Small Finance Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 0.13 0.10 0.14 0.00
BOM:543279
72GF Score
Suryoday Small Finance Bank Ltd BOM:543279
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Suryoday Small Finance Bank LT-Debt-to-Total-Asset Calculation

Suryoday Small Finance Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )/Total Assets (A: Mar. 2026 )
=28540.12/198839.556
=0.14

Suryoday Small Finance Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

LT Debt to Total Assets (Q: Jun. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Jun. 2026 )/Total Assets (Q: Jun. 2026 )
=0/0
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.00 mean?
Suryoday Small Finance Bank (BOM:543279) has a LT-Debt-to-Total-Asset of 0.00 as of Jun. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Suryoday Small Finance Bank and its competitors.
Is Suryoday Small Finance Bank's LT-Debt-to-Total-Asset too high?
Suryoday Small Finance Bank's current LT-Debt-to-Total-Asset is 0.00. Overall, Suryoday Small Finance Bank has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Suryoday Small Finance Bank's LT-Debt-to-Total-Asset compare to competitors?
Suryoday Small Finance Bank's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Suryoday Small Finance Bank and its competitors. Suryoday Small Finance Bank's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Suryoday Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, Suryoday Small Finance Bank (BOM:543279) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹185.90, compared to a current price of ₹162.40 — trading 12.6% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. Suryoday Small Finance Bank's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Suryoday Small Finance Bank (BOM:543279), the current LT-Debt-to-Total-Asset is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Suryoday Small Finance Bank (BOM:543279) Overvalued in 2026?

Based on GuruFocus' analysis, Suryoday Small Finance Bank stock appears to be undervalued. The current stock price of ₹162.40 is trading 12.6% below its estimated GF Value™ of ₹185.90. GuruFocus considers Suryoday Small Finance Bank to be Modestly Undervalued.

Key valuation signals for BOM:543279:

  • LT-Debt-to-Total-Asset: 0.00
  • GF Value™: ₹185.90 vs. price of ₹162.40 (12.6% below fair value)
  • GF Score™: 72/100 with 2 warning signs

No single metric tells the full story. See the BOM:543279 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Suryoday Small Finance Bank Business Description

Other Exchanges SURYODAY:India
Address Unit No. 1101, Sharda Terraces, Plot No. 65, Sector 11, CBD Belapur, Navi Mumbai, MH, IND, 400 614
Suryoday Small Finance Bank Ltd is a small finance bank. It offers credit products, digital banking, NPCI payment systems, and mobile technologies along with banking through traditional channels and a diversified asset portfolio with a focus on retail operations. The company's operating segment includes Treasury; Retail banking; Corporate banking and Other banking operations. It generates maximum revenue from the Retail banking segment.
72GF Score

Get the complete analysis for BOM:543279

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹162.40
Price
₹185.90
GF Value