Suryoday Small Finance Bank (BOM:543279) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:543279 Suryoday Small Finance Bank Ltd BOM:543279
70 GF Score
Price ₹192.60
GF Value ₹184.46
Valuation Fairly Valued
! 4 Warning Signs
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What is Suryoday Small Finance Bank Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

BOM:543279
70GF Score
Suryoday Small Finance Bank Ltd BOM:543279
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Suryoday Small Finance Bank (BOM:543279) Overvalued in 2026?

Based on GuruFocus' analysis, Suryoday Small Finance Bank stock appears to be overvalued. The current stock price of ₹192.60 is trading 4.4% above its estimated GF Value™ of ₹184.46. GuruFocus considers Suryoday Small Finance Bank to be Fairly Valued.

Key valuation signals for BOM:543279:

  • Altman Z-Score:
  • GF Value™: ₹184.46 vs. price of ₹192.60 (4.4% above fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the BOM:543279 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Suryoday Small Finance Bank Business Description

Other Exchanges SURYODAY:India
Address Unit No. 1101, Sharda Terraces, Plot No. 65, Sector 11, CBD Belapur, Navi Mumbai, MH, IND, 400 614
Suryoday Small Finance Bank Ltd is a small finance bank. It offers credit products, digital banking, NPCI payment systems, and mobile technologies along with banking through traditional channels and a diversified asset portfolio with a focus on retail operations. The company's operating segment includes Treasury; Retail banking; Corporate banking and Other banking operations. It generates maximum revenue from the Retail banking segment.
70GF Score

Get the complete analysis for BOM:543279

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹192.60
Price
₹184.46
GF Value