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Bogota FinancialBSBK +1.36%59 EV-to-FCF is 58.89 as of Sep. 09, 2026, which is 93% above its 10-year median of 30.58. GuruFocus rates BSBK with a GF Score™ of 59/100 and a GF Value™ of $9.36 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,187 Banks companies, Bogota Financial ranks worse than 95.11% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bogota Financial's Enterprise Value is $240.59 Mil.
Bogota Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was $4.09 Mil. Therefore, Bogota Financial's EV-to-FCF for today is 58.89.
The historical rank and industry rank for Bogota Financial's EV-to-FCF or its related term are showing as below:
BSBK'
s EV-to-FCF Range Over the Past 10 Years
Min: -3779.97 Med: 30.58 Max: 553.22
Current: 58.89
During the past 9 years, the highest EV-to-FCF of Bogota Financial was 553.22. The lowest was -3779.97. And the median was 30.58.
BSBK's EV-to-FCF is ranked worse than 95.11% of 1187
companies
in the Banks industry
Industry Median: 7.11
vs BSBK: 58.89
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bogota Financial's PE Ratio (TTM) for today is calculated as:
Bogota Financial's share price for today is $9.2999.
Bogota Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.210.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Bogota Financial EV-to-FCF Related Terms
Bogota Financial EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Bogota Financial's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bogota Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bogota Financial EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Bogota Financial's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Bogota Financial's EV-to-FCF falls into.
Bogota Financial's current Enterprise Value is $240.59 Mil.
Bogota Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.09 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bogota Financial (BSBK) has a EV-to-FCF of 58.89 as of Sep. 09, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bogota Financial and its competitors. This is 93% above median its historical median of 30.58. According to the industry distribution chart, Bogota Financial ranks #1129 out of 1187 companies in the Banks industry, placing it in the top 95.1%.
Is Bogota Financial's EV-to-FCF too high?
Bogota Financial's current EV-to-FCF of 58.89 is 93% above median its 10-year median of 30.58. The Banks industry median EV-to-FCF is 7.11. Bogota Financial's value of 58.89 is 728.3% above this industry median. Based on the distribution chart, Bogota Financial ranks #1129 out of 1187 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bogota Financial has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bogota Financial's EV-to-FCF compare to KTHN and CNBP?
According to the Banks industry distribution chart, Bogota Financial ranks #1129 out of 1187 companies for EV-to-FCF. This places Bogota Financial in the lower half of its industry. The industry median EV-to-FCF is 7.11. Bogota Financial's value of 58.89 is 728.3% above this benchmark. While the company's 10-year median is 30.58 vs. the industry median of 7.11, Bogota Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.11, based on 1,187 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bogota Financial's current EV-to-FCF of 58.89 is 728.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bogota Financial and its competitors. For the Banks industry, the median EV-to-FCF is 7.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bogota Financial's current EV-to-FCF is 58.89, which is 93% above median its own 10-year median of 30.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bogota Financial stock overvalued right now?
Based on GuruFocus' analysis, Bogota Financial (BSBK) is currently considered Fairly Valued. The stock's GF Value™ is $9.36, compared to a current price of $9.30 — trading 0.6% below its estimated fair value. The current EV-to-FCF is 58.89, which is 93% above median its 10-year median of 30.58 and 728.3% above the Banks industry median of 7.11. Bogota Financial's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bogota Financial (BSBK), the current EV-to-FCF is 58.89 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bogota Financial (BSBK) Overvalued in 2026?
Based on GuruFocus' analysis, Bogota Financial stock appears to be undervalued.
The current stock price of $9.30 is trading 0.6% below its estimated GF Value™ of $9.36.
GuruFocus considers Bogota Financial to be Fairly Valued.
Key valuation signals for BSBK:
EV-to-FCF: 58.89 (93% above median its 10-year median of 30.58)
GF Value™: $9.36 vs. price of $9.30 (0.6% below fair value)
Industry Position: 728.3% above the Banks median (#1129 of 1187)
No single metric tells the full story. See the BSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bogota Financial Corp is a New Jersey-based bank. It offers personal and business banking services such as savings, certificates of deposits, online banking, loans, and many more. The Bank generally grants residential, commercial, and consumer loans to, and accepts deposits from, customers in New Jersey. The Company operates one reportable segment of business, retail banking. Through its community banking segment, the Company provides a broad range of retail and commercial banking services.
59GF Score
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