Bogota FinancialBSBK -0.44%62 PEG Ratio is 19.74 as of Jul. 03, 2026, which is 6% above its 10-year median of 18.66. GuruFocus rates BSBK with a GF Score™ of 62/100 and a GF Value™ of $9.03 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,228 Banks companies, Bogota Financial ranks worse than 96.82% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Bogota Financial's PEG Ratio or its related term are showing as below:
BSBK'
s PEG Ratio Range Over the Past 10 Years
Min: 17.77 Med: 18.66 Max: 69.33
Current: 19.74
During the past 9 years, Bogota Financial's highest PEG Ratio was 69.33. The lowest was 17.77. And the median was 18.66.
BSBK's PEG Ratio is ranked worse than 96.82% of 1228
companies
in the Banks industry
Industry Median: 1.53
vs BSBK: 19.74
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Bogota Financial (NAS:BSBK) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Bogota Financial PEG Ratio Related Terms
Bogota Financial PEG Ratio Historical Data
* Premium members only.
The historical data trend for Bogota Financial's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bogota Financial's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bogota Financial PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bogota Financial's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Bogota Financial's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Bogota Financial (BSBK) has a PEG Ratio of 19.74 as of Jul. 03, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Bogota Financial and its competitors. This is near median its historical median of 18.66. Over the past decade, Bogota Financial's PEG Ratio has ranged from 17.77 to 69.33. According to the industry distribution chart, Bogota Financial ranks #1189 out of 1228 companies in the Banks industry, placing it in the top 96.8%.
Is Bogota Financial's PEG Ratio too high?
Bogota Financial's current PEG Ratio of 19.74 is near median its 10-year median of 18.66. Over the past 10 years, this metric has ranged from a low of 17.77 to a high of 69.33. The Banks industry median PEG Ratio is 1.53. Bogota Financial's value of 19.74 is 1190.2% above this industry median. Based on the distribution chart, Bogota Financial ranks #1189 out of 1228 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bogota Financial has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bogota Financial's PEG Ratio compare to AMBK and JFBC?
According to the Banks industry distribution chart, Bogota Financial ranks #1189 out of 1228 companies for PEG Ratio. This places Bogota Financial in the lower half of its industry. The industry median PEG Ratio is 1.53. Bogota Financial's value of 19.74 is 1190.2% above this benchmark. Historically, Bogota Financial's own PEG Ratio has ranged from 17.77 to 69.33 over the past decade. While the company's 10-year median is 18.66 vs. the industry median of 1.53, Bogota Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bogota Financial's current PEG Ratio of 19.74 is 1190.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Bogota Financial and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bogota Financial's current PEG Ratio is 19.74, which is near median its own 10-year median of 18.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bogota Financial stock overvalued right now?
Based on GuruFocus' analysis, Bogota Financial (BSBK) is currently considered Fairly Valued. The stock's GF Value™ is $9.03, compared to a current price of $9.06 — trading 0.3% above its estimated fair value. The current PEG Ratio is 19.74, which is near median its 10-year median of 18.66 and 1190.2% above the Banks industry median of 1.53. Bogota Financial's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Bogota Financial (BSBK), the current PEG Ratio is 19.74 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bogota Financial (BSBK) Overvalued in 2026?
Based on GuruFocus' analysis, Bogota Financial stock appears to be overvalued.
The current stock price of $9.06 is trading 0.3% above its estimated GF Value™ of $9.03.
GuruFocus considers Bogota Financial to be Fairly Valued.
Key valuation signals for BSBK:
PEG Ratio: 19.74 (near median its 10-year median of 18.66)
GF Value™: $9.03 vs. price of $9.06 (0.3% above fair value)
Industry Position: 1190.2% above the Banks median (#1189 of 1228)
No single metric tells the full story. See the BSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bogota Financial Corp is a New Jersey-based bank. It offers personal and business banking services such as savings, certificates of deposits, online banking, loans, and many more. The Bank generally grants residential, commercial, and consumer loans to, and accepts deposits from, customers in New Jersey. The Company operates one reportable segment of business, retail banking. Through its community banking segment, the Company provides a broad range of retail and commercial banking services.
62GF Score
Get the complete analysis for BSBK
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