BSBK (Bogota Financial) GF Value Rank: 9 (As of Jul. 27, 2026) — 29% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSBK Bogota Financial Corp BSBK
62 GF Score
Price $8.96
GF Value $8.98
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Bogota Financial GF Value Rank?

Bogota Financial BSBK -1.10% 62 GF Value Rank is 9 as of Jul. 27, 2026, which is 29% above its 10-year median of 7.00. GuruFocus rates BSBK with a GF Score™ of 62/100 and a GF Value™ of $8.98 (Fairly Valued). The stock has 5 warning signs investors should review.

Bogota Financial has the GF Value Rank of 9.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Bogota Financial GF Value Rank Related Terms

BSBK vs WSBK, FKYS, BBNA: GF Value Rank Comparison

For the Banks - Regional subindustry, Bogota Financial's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bogota Financial GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, Bogota Financial's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Bogota Financial's GF Value Rank falls into.


BSBK
62GF Score
Bogota Financial Corp BSBK
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 9 mean?
Bogota Financial (BSBK) has a GF Value Rank of 9 as of Jul. 27, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Bogota Financial and its competitors. This is 29% above median its historical median of 7.00. Over the past decade, Bogota Financial's GF Value Rank has ranged from 3.00 to 10.00.
Is Bogota Financial's GF Value Rank too high?
Bogota Financial's current GF Value Rank of 9 is 29% above median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 10.00. Overall, Bogota Financial has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bogota Financial's GF Value Rank compare to WSBK and FKYS?
Bogota Financial's GF Value Rank of 9 can be compared against companies in the Banks industry. Historically, Bogota Financial's own GF Value Rank has ranged from 3.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Bogota Financial and its competitors. Bogota Financial's current GF Value Rank is 9, which is 29% above median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bogota Financial stock overvalued right now?
Based on GuruFocus' analysis, Bogota Financial (BSBK) is currently considered Fairly Valued. The stock's GF Value™ is $8.98, compared to a current price of $8.96 — trading 0.2% below its estimated fair value. The current GF Value Rank is 9, which is 29% above median its 10-year median of 7.00. Bogota Financial's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Bogota Financial (BSBK), the current GF Value Rank is 9 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bogota Financial (BSBK) Overvalued in 2026?

Based on GuruFocus' analysis, Bogota Financial stock appears to be undervalued. The current stock price of $8.96 is trading 0.2% below its estimated GF Value™ of $8.98. GuruFocus considers Bogota Financial to be Fairly Valued.

Key valuation signals for BSBK:

  • GF Value Rank: 9 (29% above median its 10-year median of 7.00)
  • GF Value™: $8.98 vs. price of $8.96 (0.2% below fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the BSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bogota Financial Business Description

Address 819 Teaneck Road, Teaneck, New Jersey, NJ, USA, 07666
Bogota Financial Corp is a New Jersey-based bank. It offers personal and business banking services such as savings, certificates of deposits, online banking, loans, and many more. The Bank generally grants residential, commercial, and consumer loans to, and accepts deposits from, customers in New Jersey. The Company operates one reportable segment of business, retail banking. Through its community banking segment, the Company provides a broad range of retail and commercial banking services.
62GF Score

Get the complete analysis for BSBK

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.96
Price
$8.98
GF Value