Bogota FinancialBSBK +0.33%61 Pretax Margin % is 19.33% as of Mar. 2026, which is 31% below its 10-year median of 27.99. GuruFocus rates BSBK with a GF Score™ of 61/100 and a GF Value™ of $9.05 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,530 Banks companies, Bogota Financial ranks worse than 88.37% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Bogota Financial Pretax Margin % Related Terms
Bogota Financial Pretax Margin % Historical Data
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The historical data trend for Bogota Financial's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSBK vs AMBK, JFBC, SFDL: Pretax Margin % Comparison
For the Banks - Regional subindustry, Bogota Financial's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bogota Financial Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bogota Financial's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Bogota Financial's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bogota Financial (BSBK) has a Pretax Margin % of 19.33% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bogota Financial and its competitors. This is 31% below median its historical median of 27.99. According to the industry distribution chart, Bogota Financial ranks #1352 out of 1530 companies in the Banks industry, placing it in the top 88.4%.
Is Bogota Financial's Pretax Margin % too high?
Bogota Financial's current Pretax Margin % of 19.33% is 31% below median its 10-year median of 27.99. The Banks industry median Pretax Margin % is 34.72. Bogota Financial's value of 19.33% is 44.3% below this industry median. Based on the distribution chart, Bogota Financial ranks #1352 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bogota Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bogota Financial's Pretax Margin % compare to AMBK and JFBC?
According to the Banks industry distribution chart, Bogota Financial ranks #1352 out of 1530 companies for Pretax Margin %. This places Bogota Financial in the lower half of its industry. The industry median Pretax Margin % is 34.72. Bogota Financial's value of 19.33% is 44.3% below this benchmark. While the company's 10-year median is 27.99 vs. the industry median of 34.72, Bogota Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bogota Financial's current Pretax Margin % of 19.33% is 44.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bogota Financial and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bogota Financial's current Pretax Margin % is 19.33%, which is 31% below median its own 10-year median of 27.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bogota Financial stock overvalued right now?
Based on GuruFocus' analysis, Bogota Financial (BSBK) is currently considered Fairly Valued. The stock's GF Value™ is $9.05, compared to a current price of $9.09 — trading 0.5% above its estimated fair value. The current Pretax Margin % is 19.33%, which is 31% below median its 10-year median of 27.99 and 44.3% below the Banks industry median of 34.72. Bogota Financial's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bogota Financial (BSBK), the current Pretax Margin % is 19.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bogota Financial (BSBK) Overvalued in 2026?
Based on GuruFocus' analysis, Bogota Financial stock appears to be overvalued.
The current stock price of $9.09 is trading 0.5% above its estimated GF Value™ of $9.05.
GuruFocus considers Bogota Financial to be Fairly Valued.
Key valuation signals for BSBK:
Pretax Margin %: 19.33% (31% below median its 10-year median of 27.99)
GF Value™: $9.05 vs. price of $9.09 (0.5% above fair value)
Industry Position: 44.3% below the Banks median (#1352 of 1530)
No single metric tells the full story. See the BSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bogota Financial Corp is a New Jersey-based bank. It offers personal and business banking services such as savings, certificates of deposits, online banking, loans, and many more. The Bank generally grants residential, commercial, and consumer loans to, and accepts deposits from, customers in New Jersey. The Company operates one reportable segment of business, retail banking. Through its community banking segment, the Company provides a broad range of retail and commercial banking services.
61GF Score
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