BCO Nordeste do Brasil (BSP:BNBR3) EV-to-FCF: 9.43 (As of Jul. 21, 2026) — 310% Above Median

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BSP:BNBR3 BCO Nordeste do Brasil SA BSP:BNBR3
59 GF Score
Price R$112.00
GF Value R$117.37
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is BCO Nordeste do Brasil EV-to-FCF?

BCO Nordeste do Brasil BSP:BNBR3 59 EV-to-FCF is 9.43 as of Jul. 21, 2026, which is 310% above its 10-year median of 2.30. GuruFocus rates BSP:BNBR3 with a GF Score™ of 59/100 and a GF Value™ of R$117.37 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,198 Banks companies, BCO Nordeste do Brasil ranks worse than 58.85% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, BCO Nordeste do Brasil's Enterprise Value is R$37,068 Mil. BCO Nordeste do Brasil's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was R$3,932 Mil. Therefore, BCO Nordeste do Brasil's EV-to-FCF for today is 9.43.

The historical rank and industry rank for BCO Nordeste do Brasil's EV-to-FCF or its related term are showing as below:

BSP:BNBR3' s EV-to-FCF Range Over the Past 10 Years
Min: -635.62   Med: 2.3   Max: 153.98
Current: 9.43

During the past 13 years, the highest EV-to-FCF of BCO Nordeste do Brasil was 153.98. The lowest was -635.62. And the median was 2.30.

BSP:BNBR3's EV-to-FCF is ranked worse than
58.85% of 1198 companies
in the Banks industry
Industry Median: 6.68 vs BSP:BNBR3: 9.43

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-21), BCO Nordeste do Brasil's stock price is R$112.00. BCO Nordeste do Brasil's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was R$32.732. Therefore, BCO Nordeste do Brasil's PE Ratio (TTM) for today is 3.42.


BCO Nordeste do Brasil  (BSP:BNBR3) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

BCO Nordeste do Brasil's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=112.00/32.732
=3.42

BCO Nordeste do Brasil's share price for today is R$112.00.
BCO Nordeste do Brasil's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$32.732.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


BCO Nordeste do Brasil EV-to-FCF Related Terms


BCO Nordeste do Brasil EV-to-FCF Historical Data

* Premium members only.

The historical data trend for BCO Nordeste do Brasil's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BCO Nordeste do Brasil EV-to-FCF Chart

BCO Nordeste do Brasil Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.70 3.31 3.69 9.77 148.33

BCO Nordeste do Brasil Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -25.82 123.89 -9.35 148.33 9.70

BCO Nordeste do Brasil EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, BCO Nordeste do Brasil's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BCO Nordeste do Brasil EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, BCO Nordeste do Brasil's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where BCO Nordeste do Brasil's EV-to-FCF falls into.


BSP:BNBR3
59GF Score
BCO Nordeste do Brasil SA BSP:BNBR3
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BCO Nordeste do Brasil EV-to-FCF Calculation

BCO Nordeste do Brasil's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=37068.366/3931.907
=9.43

BCO Nordeste do Brasil's current Enterprise Value is R$37,068 Mil.
BCO Nordeste do Brasil's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$3,932 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 9.43 mean?
BCO Nordeste do Brasil (BSP:BNBR3) has a EV-to-FCF of 9.43 as of Jul. 21, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on BCO Nordeste do Brasil and its competitors. This is 310% above median its historical median of 2.30. According to the industry distribution chart, BCO Nordeste do Brasil ranks #705 out of 1198 companies in the Banks industry, placing it in the top 58.8%.
Is BCO Nordeste do Brasil's EV-to-FCF too high?
BCO Nordeste do Brasil's current EV-to-FCF of 9.43 is 310% above median its 10-year median of 2.30. The Banks industry median EV-to-FCF is 6.68. BCO Nordeste do Brasil's value of 9.43 is 41.2% above this industry median. Based on the distribution chart, BCO Nordeste do Brasil ranks #705 out of 1198 companies in the Banks industry, which is below the industry midpoint. Overall, BCO Nordeste do Brasil has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BCO Nordeste do Brasil's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, BCO Nordeste do Brasil ranks #705 out of 1198 companies for EV-to-FCF. This places BCO Nordeste do Brasil in the lower half of its industry. The industry median EV-to-FCF is 6.68. BCO Nordeste do Brasil's value of 9.43 is 41.2% above this benchmark. While the company's 10-year median is 2.30 vs. the industry median of 6.68, BCO Nordeste do Brasil has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.68, based on 1,198 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCO Nordeste do Brasil's current EV-to-FCF of 9.43 is 41.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on BCO Nordeste do Brasil and its competitors. For the Banks industry, the median EV-to-FCF is 6.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCO Nordeste do Brasil's current EV-to-FCF is 9.43, which is 310% above median its own 10-year median of 2.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Nordeste do Brasil stock overvalued right now?
Based on GuruFocus' analysis, BCO Nordeste do Brasil (BSP:BNBR3) is currently considered Fairly Valued. The stock's GF Value™ is R$117.37, compared to a current price of R$112.00 — trading 4.6% below its estimated fair value. The current EV-to-FCF is 9.43, which is 310% above median its 10-year median of 2.30 and 41.2% above the Banks industry median of 6.68. BCO Nordeste do Brasil's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For BCO Nordeste do Brasil (BSP:BNBR3), the current EV-to-FCF is 9.43 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BCO Nordeste do Brasil (BSP:BNBR3) Overvalued in 2026?

Based on GuruFocus' analysis, BCO Nordeste do Brasil stock appears to be undervalued. The current stock price of R$112.00 is trading 4.6% below its estimated GF Value™ of R$117.37. GuruFocus considers BCO Nordeste do Brasil to be Fairly Valued.

Key valuation signals for BSP:BNBR3:

  • EV-to-FCF: 9.43 (310% above median its 10-year median of 2.30)
  • GF Value™: R$117.37 vs. price of R$112.00 (4.6% below fair value)
  • GF Score™: 59/100 with 3 warning signs
  • Industry Position: 41.2% above the Banks median (#705 of 1198)

No single metric tells the full story. See the BSP:BNBR3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BCO Nordeste do Brasil Business Description

Address Av Paranjana 5700 - Bloco A1/terreo, Fortaleza, CE, BRA, 60740000
BCO Nordeste do Brasil SA provides various financial products and services to economic and institutional agents, and private individuals. It provides current and checking accounts; credit card, personal credit, and overdraft services; and investments products, as well as car, life, residential, and lender insurance services. The company also provides financing programs, collection, reinvestment, capital market, foreign exchange and trade, microfinance, credit programs for the public sector, transfers and covenants, and payroll services.
59GF Score

Get the complete analysis for BSP:BNBR3

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$112.00
Price
R$117.37
GF Value