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Ellington Credit CoEARN +0.68%36 EV-to-FCF is 0.39 as of Jul. 16, 2026, which is 84% below its 10-year median of 2.45. GuruFocus rates EARN with a GF Score™ of 36/100. The stock has 4 warning signs investors should review. Among 936 Asset Management companies, Ellington Credit Co ranks better than 95.3% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Ellington Credit Co's Enterprise Value is $145.59 Mil.
Ellington Credit Co's Free Cash Flow for the trailing twelve months (TTM) ended in Sep. 2025 was $371.75 Mil. Therefore, Ellington Credit Co's EV-to-FCF for today is 0.39.
The historical rank and industry rank for Ellington Credit Co's EV-to-FCF or its related term are showing as below:
EARN'
s EV-to-FCF Range Over the Past 10 Years
Min: -6.74 Med: 2.45 Max: 7.04
Current: 0.39
During the past 12 years, the highest EV-to-FCF of Ellington Credit Co was 7.04. The lowest was -6.74. And the median was 2.45.
EARN's EV-to-FCF is ranked better than 95.3% of 936
companies
in the Asset Management industry
Industry Median: 14.495
vs EARN: 0.39
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Ellington Credit Co (NYSE:EARN) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Ellington Credit Co's PE Ratio (TTM) for today is calculated as:
Ellington Credit Co's share price for today is $4.41.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Ellington Credit Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2025 was $0.510.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Ellington Credit Co EV-to-FCF Related Terms
Ellington Credit Co EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Ellington Credit Co's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Ellington Credit Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ellington Credit Co EV-to-FCF vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Ellington Credit Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Ellington Credit Co's EV-to-FCF falls into.
Ellington Credit Co's current Enterprise Value is $145.59 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Ellington Credit Co's Free Cash Flow for the trailing twelve months (TTM) ended in Sep. 2025 was $371.75 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ellington Credit Co (EARN) has a EV-to-FCF of 0.39 as of Jul. 16, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Ellington Credit Co and its competitors. This is 84% below median its historical median of 2.45. According to the industry distribution chart, Ellington Credit Co ranks #44 out of 936 companies in the Asset Management industry, placing it in the top 4.7%.
Is Ellington Credit Co's EV-to-FCF too high?
Ellington Credit Co's current EV-to-FCF of 0.39 is 84% below median its 10-year median of 2.45. The Asset Management industry median EV-to-FCF is 14.50. Ellington Credit Co's value of 0.39 is 97.3% below this industry median. Based on the distribution chart, Ellington Credit Co ranks #44 out of 936 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Ellington Credit Co has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Ellington Credit Co's EV-to-FCF compare to VBF and FLC?
According to the Asset Management industry distribution chart, Ellington Credit Co ranks #44 out of 936 companies for EV-to-FCF. This places Ellington Credit Co in the top 5% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 14.50. Ellington Credit Co's value of 0.39 is 97.3% below this benchmark. While the company's 10-year median is 2.45 vs. the industry median of 14.50, Ellington Credit Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Asset Management company?
The median EV-to-FCF among Asset Management companies is 14.50, based on 936 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ellington Credit Co's current EV-to-FCF of 0.39 is 97.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Ellington Credit Co and its competitors. For the Asset Management industry, the median EV-to-FCF is 14.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ellington Credit Co's current EV-to-FCF is 0.39, which is 84% below median its own 10-year median of 2.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ellington Credit Co stock overvalued right now?
Ellington Credit Co (EARN) has a current EV-to-FCF of 0.39. The current EV-to-FCF is 0.39, which is 84% below median its 10-year median of 2.45 and 97.3% below the Asset Management industry median of 14.50. Ellington Credit Co's overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Ellington Credit Co (EARN), the current EV-to-FCF is 0.39 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Ellington Credit Co The Fund is focused on acquiring and actively managing a portfolio of corporate CLOs, mainly mezzanine debt and equity tranches, which are typically collateralized by portfolios consisting mainly of below-investment-grade senior secured loans with a large number of discrete underlying borrowers across various industry sectors. Additionally, the Fund may also invest in CLO loan accumulation facilities, which are entities that acquire corporate loans and other similar corporate credit-related assets in anticipation of ultimately collateralizing a CLO transaction. The company's primary investment objectives are to generate attractive current income and risk-adjusted total returns for shareholders.
36GF Score
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