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Ellington Credit CoEARN 36 Dividend Payout Ratio is 1.23 as of Sep. 2025. GuruFocus rates EARN with a GF Score™ of 36/100. The stock has 4 warning signs investors should review. Among 928 Asset Management companies, Ellington Credit Co ranks worse than 62.5% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Ellington Credit Co's Dividend Payout Ratio for the
months ended in Sep. 2025 was 1.23.
Warning Sign:
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Ellington Credit Co is 0.94, which seems too high.
The historical rank and industry rank for Ellington Credit Co's Dividend Payout Ratio or its related term are showing as below:
EARN'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0 Med: 0 Max: 0.94
Current: 0.94
During the past 12 years, the highest Dividend Payout Ratio of Ellington Credit Co was 0.94. The lowest was 0.00. And the median was 0.00.
EARN's Dividend Payout Ratio is ranked worse than 62.5% of 928
companies
in the Asset Management industry
Industry Median: 0.69
vs EARN: 0.94
During the past 12 years, the highest Trailing Annual Dividend Yield of Ellington Credit Co was 21.97%. The lowest was 0.00%. And the median was 0.00%.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Ellington Credit Co (NYSE:EARN) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Ellington Credit Co Dividend Payout Ratio Related Terms
Ellington Credit Co Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Ellington Credit Co's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EARN vs VBF, FLC, HGLB: Dividend Payout Ratio Comparison
For the Asset Management subindustry, Ellington Credit Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ellington Credit Co Dividend Payout Ratio vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Ellington Credit Co's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Ellington Credit Co's Dividend Payout Ratio falls into.
Ellington Credit Co Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Ellington Credit Co's Dividend Payout Ratio for the fiscal year that ended in Dec. 2023 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ellington Credit Co (EARN) has a Dividend Payout Ratio of 1.23 as of Sep. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Ellington Credit Co and its competitors. According to the industry distribution chart, Ellington Credit Co ranks #580 out of 928 companies in the Asset Management industry, placing it in the top 62.5%.
Is Ellington Credit Co's Dividend Payout Ratio too high?
Ellington Credit Co's current Dividend Payout Ratio is 1.23. The Asset Management industry median Dividend Payout Ratio is 0.69. Ellington Credit Co's value of 1.23 is 78.3% above this industry median. Based on the distribution chart, Ellington Credit Co ranks #580 out of 928 companies in the Asset Management industry, which is below the industry midpoint. Overall, Ellington Credit Co has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Ellington Credit Co's Dividend Payout Ratio compare to VBF and FLC?
According to the Asset Management industry distribution chart, Ellington Credit Co ranks #580 out of 928 companies for Dividend Payout Ratio. This places Ellington Credit Co in the lower half of its industry. The industry median Dividend Payout Ratio is 0.69. Ellington Credit Co's value of 1.23 is 78.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Asset Management company?
The median Dividend Payout Ratio among Asset Management companies is 0.69, based on 928 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ellington Credit Co's current Dividend Payout Ratio of 1.23 is 78.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Ellington Credit Co and its competitors. For the Asset Management industry, the median Dividend Payout Ratio is 0.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ellington Credit Co's current Dividend Payout Ratio is 1.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ellington Credit Co stock overvalued right now?
Ellington Credit Co (EARN) has a current Dividend Payout Ratio of 1.23. The current Dividend Payout Ratio is 1.23 and 78.3% above the Asset Management industry median of 0.69. Ellington Credit Co's overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Ellington Credit Co (EARN), the current Dividend Payout Ratio is 1.23 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Ellington Credit Co The Fund is focused on acquiring and actively managing a portfolio of corporate CLOs, mainly mezzanine debt and equity tranches, which are typically collateralized by portfolios consisting mainly of below-investment-grade senior secured loans with a large number of discrete underlying borrowers across various industry sectors. Additionally, the Fund may also invest in CLO loan accumulation facilities, which are entities that acquire corporate loans and other similar corporate credit-related assets in anticipation of ultimately collateralizing a CLO transaction. The company's primary investment objectives are to generate attractive current income and risk-adjusted total returns for shareholders.
36GF Score
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