EARN (Ellington Credit Co) Book Value per Share: $5.99 (As of Sep. 2025)

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EARN Ellington Credit Co EARN
36 GF Score
Price $4.41
! 4 Warning Signs
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What is Ellington Credit Co Book Value per Share?

Ellington Credit Co EARN +0.68% 36 Book Value per Share is $5.99 as of Sep. 2025. GuruFocus rates EARN with a GF Score™ of 36/100. The stock has 4 warning signs investors should review.

Ellington Credit Co's book value per share for the quarter that ended in Sep. 2025 was $5.99.

During the past 12 months, Ellington Credit Co's average Book Value Per Share Growth Rate was -13.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -18.40% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -10.80% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -7.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 12 years, the highest 3-Year average Book Value Per Share Growth Rate of Ellington Credit Co was 67.20% per year. The lowest was -18.40% per year. And the median was -5.90% per year.

Ellington Credit Co's current price is $4.41. Its book value per share for the quarter that ended in Sep. 2025 was $5.99. Hence, today's PB Ratio of Ellington Credit Co is 0.60.

During the past 12 years, the highest P/B Ratio of Ellington Credit Co was 1.01. The lowest was 0.31. And the median was 0.84.

Warning Sign:

Ellington Credit Co stock PB Ratio (=0.74) is close to 1-year high of 0.82.


Ellington Credit Co  (NYSE:EARN) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Ellington Credit Co Book Value per Share Related Terms


Ellington Credit Co Book Value per Share Historical Data

* Premium members only.

The historical data trend for Ellington Credit Co's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ellington Credit Co Book Value per Share Chart

Ellington Credit Co Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.91 13.48 11.76 8.40 7.32

Ellington Credit Co Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Sep25
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.12 7.32 6.91 6.53 5.99

EARN vs VBF, FLC, HGLB: Book Value per Share Comparison

For the Asset Management subindustry, Ellington Credit Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ellington Credit Co PB Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Ellington Credit Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where Ellington Credit Co's PB Ratio falls into.


EARN
36GF Score
Ellington Credit Co EARN
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Ellington Credit Co Book Value per Share Calculation

Ellington Credit Co's Book Value Per Share for the fiscal year that ended in Dec. 2023 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(136.24-0.00)/18.60
=7.32

Ellington Credit Co's Book Value Per Share for the quarter that ended in Sep. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(225.09-0.00)/37.57
=5.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of $5.99 mean?
Ellington Credit Co (EARN) has a Book Value per Share of $5.99 as of Sep. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Ellington Credit Co and its competitors.
Is Ellington Credit Co's Book Value per Share too high?
Ellington Credit Co's current Book Value per Share is $5.99. Overall, Ellington Credit Co has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Ellington Credit Co's Book Value per Share compare to VBF and FLC?
Ellington Credit Co's Book Value per Share of $5.99 can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for an Asset Management company?
A good Book Value per Share depends on the Asset Management industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Ellington Credit Co and its competitors. Ellington Credit Co's current Book Value per Share is $5.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ellington Credit Co stock overvalued right now?
Ellington Credit Co (EARN) has a current Book Value per Share of $5.99. The current Book Value per Share is $5.99. Ellington Credit Co's overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Ellington Credit Co (EARN), the current Book Value per Share is $5.99 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Ellington Credit Co Business Description

Address 53 Forest Avenue, Suite 301, Old Greenwich, CT, USA, 06870
Ellington Credit Co The Fund is focused on acquiring and actively managing a portfolio of corporate CLOs, mainly mezzanine debt and equity tranches, which are typically collateralized by portfolios consisting mainly of below-investment-grade senior secured loans with a large number of discrete underlying borrowers across various industry sectors. Additionally, the Fund may also invest in CLO loan accumulation facilities, which are entities that acquire corporate loans and other similar corporate credit-related assets in anticipation of ultimately collateralizing a CLO transaction. The company's primary investment objectives are to generate attractive current income and risk-adjusted total returns for shareholders.
36GF Score

Get the complete analysis for EARN

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.41
Price