EARN (Ellington Credit Co) PS Ratio: 5.38 (As of Jul. 15, 2026) — 31% Below Median

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EARN Ellington Credit Co EARN
36 GF Score
Price $4.41
! 3 Warning Signs
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What is Ellington Credit Co PS Ratio?

Ellington Credit Co EARN +0.68% 36 PS Ratio is 5.38 as of Jul. 15, 2026, which is 31% below its 10-year median of 7.80. GuruFocus rates EARN with a GF Score™ of 36/100. The stock has 3 warning signs investors should review. Among 1,410 Asset Management companies, Ellington Credit Co ranks better than 60.99% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Ellington Credit Co's share price is $4.41. Ellington Credit Co's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2025 was $0.82. Hence, Ellington Credit Co's PS Ratio for today is 5.38.

Good Sign:

Ellington Credit Co stock PS Ratio (=6.45) is close to 3-year low of 6.39.

The historical rank and industry rank for Ellington Credit Co's PS Ratio or its related term are showing as below:

EARN' s PS Ratio Range Over the Past 10 Years
Min: 1.82   Med: 7.8   Max: 24.98
Current: 5.39

During the past 12 years, Ellington Credit Co's highest PS Ratio was 24.98. The lowest was 1.82. And the median was 7.80.

EARN's PS Ratio is ranked better than
60.99% of 1410 companies
in the Asset Management industry
Industry Median: 7.3 vs EARN: 5.39

Ellington Credit Co's Revenue per Sharefor the six months ended in Sep. 2025 was $0.45. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2025 was $0.82.

Warning Sign:

Ellington Credit Co revenue per share has been in decline over the past 3 years.

During the past 12 months, the average Revenue per Share Growth Rate of Ellington Credit Co was 34.20% per year. During the past 3 years, the average Revenue per Share Growth Rate was -31.40% per year.

During the past 12 years, Ellington Credit Co's highest 3-Year average Revenue per Share Growth Rate was 71.60% per year. The lowest was -31.40% per year. And the median was 9.95% per year.

Back to Basics: PS Ratio


Ellington Credit Co  (NYSE:EARN) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Ellington Credit Co PS Ratio Related Terms


Ellington Credit Co PS Ratio Historical Data

* Premium members only.

The historical data trend for Ellington Credit Co's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ellington Credit Co PS Ratio Chart

Ellington Credit Co Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.91 6.21 0.00 0.00 9.03

Ellington Credit Co Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Sep25
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.74 9.03 13.11 9.40 0.00

EARN vs VBF, FLC, HGLB: PS Ratio Comparison

For the Asset Management subindustry, Ellington Credit Co's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ellington Credit Co PS Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Ellington Credit Co's PS Ratio distribution charts can be found below:

* The bar in red indicates where Ellington Credit Co's PS Ratio falls into.


EARN
36GF Score
Ellington Credit Co EARN
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Ellington Credit Co PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Ellington Credit Co's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=4.41/0.82
=5.38

Ellington Credit Co's Share Price of today is $4.41.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Ellington Credit Co's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2025 was $0.82.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 5.38 mean?
Ellington Credit Co (EARN) has a PS Ratio of 5.38 as of Jul. 15, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Ellington Credit Co and its competitors. This is 31% below median its historical median of 7.80. Over the past decade, Ellington Credit Co's PS Ratio has ranged from 1.82 to 24.98. According to the industry distribution chart, Ellington Credit Co ranks #550 out of 1410 companies in the Asset Management industry, placing it in the top 39%.
Is Ellington Credit Co's PS Ratio too high?
Ellington Credit Co's current PS Ratio of 5.38 is 31% below median its 10-year median of 7.80. Over the past 10 years, this metric has ranged from a low of 1.82 to a high of 24.98. The Asset Management industry median PS Ratio is 7.30. Ellington Credit Co's value of 5.38 is 26.3% below this industry median. Based on the distribution chart, Ellington Credit Co ranks #550 out of 1410 companies in the Asset Management industry, which is above the industry midpoint. Overall, Ellington Credit Co has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Ellington Credit Co's PS Ratio compare to VBF and FLC?
According to the Asset Management industry distribution chart, Ellington Credit Co ranks #550 out of 1410 companies for PS Ratio. This puts Ellington Credit Co in the upper half of its industry. The industry median PS Ratio is 7.30. Ellington Credit Co's value of 5.38 is 26.3% below this benchmark. Historically, Ellington Credit Co's own PS Ratio has ranged from 1.82 to 24.98 over the past decade. While the company's 10-year median is 7.80 vs. the industry median of 7.30, Ellington Credit Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Asset Management company?
The median PS Ratio among Asset Management companies is 7.30, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ellington Credit Co's current PS Ratio of 5.38 is 26.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Ellington Credit Co and its competitors. For the Asset Management industry, the median PS Ratio is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ellington Credit Co's current PS Ratio is 5.38, which is 31% below median its own 10-year median of 7.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ellington Credit Co stock overvalued right now?
Ellington Credit Co (EARN) has a current PS Ratio of 5.38. The current PS Ratio is 5.38, which is 31% below median its 10-year median of 7.80 and 26.3% below the Asset Management industry median of 7.30. Ellington Credit Co's overall GF Score™ is 36/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Ellington Credit Co (EARN), the current PS Ratio is 5.38 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Ellington Credit Co Business Description

Address 53 Forest Avenue, Suite 301, Old Greenwich, CT, USA, 06870
Ellington Credit Co The Fund is focused on acquiring and actively managing a portfolio of corporate CLOs, mainly mezzanine debt and equity tranches, which are typically collateralized by portfolios consisting mainly of below-investment-grade senior secured loans with a large number of discrete underlying borrowers across various industry sectors. Additionally, the Fund may also invest in CLO loan accumulation facilities, which are entities that acquire corporate loans and other similar corporate credit-related assets in anticipation of ultimately collateralizing a CLO transaction. The company's primary investment objectives are to generate attractive current income and risk-adjusted total returns for shareholders.
36GF Score

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PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.41
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