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Ellington Credit CoEARN +0.68%36 5-Year Yield-on-Cost % is 21.81 as of Jul. 16, 2026. GuruFocus rates EARN with a GF Score™ of 36/100. The stock has 3 warning signs investors should review. Among 1,115 Asset Management companies, Ellington Credit Co ranks better than 94.8% on this metric.
Ellington Credit Co's yield on cost for the quarter that ended in Sep. 2025 was 21.81.
The historical rank and industry rank for Ellington Credit Co's 5-Year Yield-on-Cost % or its related term are showing as below:
EARN'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0 Med: 0 Max: 21.89
Current: 21.81
During the past 12 years, Ellington Credit Co's highest Yield on Cost was 21.89. The lowest was 0.00. And the median was 0.00.
EARN's 5-Year Yield-on-Cost % is ranked better than 94.8% of 1115
companies
in the Asset Management industry
Industry Median: 6.45
vs EARN: 21.81
Ellington Credit Co (NYSE:EARN) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Ellington Credit Co 5-Year Yield-on-Cost % Related Terms
EARN vs VBF, FLC, HGLB: 5-Year Yield-on-Cost % Comparison
For the Asset Management subindustry, Ellington Credit Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ellington Credit Co 5-Year Yield-on-Cost % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Ellington Credit Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Ellington Credit Co's 5-Year Yield-on-Cost % falls into.
Ellington Credit Co 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Ellington Credit Co (EARN) has a 5-Year Yield-on-Cost % of 21.81 as of Jul. 16, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Ellington Credit Co and its competitors. According to the industry distribution chart, Ellington Credit Co ranks #58 out of 1115 companies in the Asset Management industry, placing it in the top 5.2%.
Is Ellington Credit Co's 5-Year Yield-on-Cost % too high?
Ellington Credit Co's current 5-Year Yield-on-Cost % is 21.81. The Asset Management industry median 5-Year Yield-on-Cost % is 6.45. Ellington Credit Co's value of 21.81 is 238.1% above this industry median. Based on the distribution chart, Ellington Credit Co ranks #58 out of 1115 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Ellington Credit Co has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Ellington Credit Co's 5-Year Yield-on-Cost % compare to VBF and FLC?
According to the Asset Management industry distribution chart, Ellington Credit Co ranks #58 out of 1115 companies for 5-Year Yield-on-Cost %. This places Ellington Credit Co in the top 5% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 6.45. Ellington Credit Co's value of 21.81 is 238.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Asset Management company?
The median 5-Year Yield-on-Cost % among Asset Management companies is 6.45, based on 1,115 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ellington Credit Co's current 5-Year Yield-on-Cost % of 21.81 is 238.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Ellington Credit Co and its competitors. For the Asset Management industry, the median 5-Year Yield-on-Cost % is 6.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ellington Credit Co's current 5-Year Yield-on-Cost % is 21.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ellington Credit Co stock overvalued right now?
Ellington Credit Co (EARN) has a current 5-Year Yield-on-Cost % of 21.81. The current 5-Year Yield-on-Cost % is 21.81 and 238.1% above the Asset Management industry median of 6.45. Ellington Credit Co's overall GF Score™ is 36/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Ellington Credit Co (EARN), the current 5-Year Yield-on-Cost % is 21.81 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Ellington Credit Co The Fund is focused on acquiring and actively managing a portfolio of corporate CLOs, mainly mezzanine debt and equity tranches, which are typically collateralized by portfolios consisting mainly of below-investment-grade senior secured loans with a large number of discrete underlying borrowers across various industry sectors. Additionally, the Fund may also invest in CLO loan accumulation facilities, which are entities that acquire corporate loans and other similar corporate credit-related assets in anticipation of ultimately collateralizing a CLO transaction. The company's primary investment objectives are to generate attractive current income and risk-adjusted total returns for shareholders.
36GF Score
Get the complete analysis for EARN
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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