ESBS (ES Bancshares) EV-to-FCF: (As of Jun. 28, 2026)


ESBS ES Bancshares Inc ESBS
56 GF Score
Price $6.10
GF Value $7.21
Valuation Modestly Undervalued
! 1 Warning Sign
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What is ES Bancshares EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, ES Bancshares's Enterprise Value is $41.31 Mil. ES Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, ES Bancshares's EV-to-FCF for today is .

The historical rank and industry rank for ES Bancshares's EV-to-FCF or its related term are showing as below:

ESBS' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 6.38
Current: 6.38

During the past 13 years, the highest EV-to-FCF of ES Bancshares was 6.38. The lowest was 0.00. And the median was 0.00.

ESBS's EV-to-FCF is ranked better than
50.59% of 1196 companies
in the Banks industry
Industry Median: 6.555 vs ESBS: 6.38

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-28), ES Bancshares's stock price is $6.10. ES Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.496. Therefore, ES Bancshares's PE Ratio (TTM) for today is 12.30.


ES Bancshares  (OTCPK:ESBS) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

ES Bancshares's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=6.10/0.496
=12.30

ES Bancshares's share price for today is $6.10.
ES Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.496.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


ES Bancshares EV-to-FCF Related Terms


ES Bancshares EV-to-FCF Historical Data

* Premium members only.

The historical data trend for ES Bancshares's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ES Bancshares EV-to-FCF Chart

ES Bancshares Annual Data
Trend Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.26 36.15 61.87 -48.58 10.82

ES Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 10.82 0.00

ESBS vs WDFN, SOUB, PNBI: EV-to-FCF Comparison

For the Banks - Regional subindustry, ES Bancshares's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ES Bancshares EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, ES Bancshares's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where ES Bancshares's EV-to-FCF falls into.


ESBS
56GF Score
ES Bancshares Inc ESBS
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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ES Bancshares EV-to-FCF Calculation

ES Bancshares's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=41.307/0
=

ES Bancshares's current Enterprise Value is $41.31 Mil.
ES Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is ES Bancshares (ESBS) Overvalued in 2026?

Based on GuruFocus' analysis, ES Bancshares stock appears to be undervalued. The current stock price of $6.10 is trading 15.4% below its estimated GF Value™ of $7.21. GuruFocus considers ES Bancshares to be Modestly Undervalued.

Key valuation signals for ESBS:

  • EV-to-FCF:
  • GF Value™: $7.21 vs. price of $6.10 (15.4% below fair value)
  • GF Score™: 56/100 with 1 warning sign

No single metric tells the full story. See the ESBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ES Bancshares Business Description

Address 1441 South Avenue, Suite 705, Staten Island, NY, USA, 10314
ES Bancshares Inc is a bank holding company, which offers financial services. It offers deposit products such as checking, savings and term certificate accounts and its lending products are Commercial and Residential Mortgages, Commercial loans and SBA guaranteed loans.
56GF Score

Get the complete analysis for ESBS

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.10
Price
$7.21
GF Value