ESBS (ES Bancshares) Total Liabilities: $591.75 Mil (As of Mar. 2026)


ESBS ES Bancshares Inc ESBS
56 GF Score
Price $6.10
GF Value $7.21
Valuation Modestly Undervalued
! 1 Warning Sign
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What is ES Bancshares Total Liabilities?

ES Bancshares ESBS +3.21% 56 Total Liabilities is $591.75 Mil as of Mar. 2026. GuruFocus rates ESBS with a GF Score™ of 56/100 and a GF Value™ of $7.21 (Modestly Undervalued). The stock has 1 warning sign investors should review.

ES Bancshares's Total Liabilities for the quarter that ended in Mar. 2026 was $591.75 Mil.

ES Bancshares's quarterly Total Liabilities declined from Sep. 2025 ($570.92 Mil) to Dec. 2025 ($565.83 Mil) but then increased from Dec. 2025 ($565.83 Mil) to Mar. 2026 ($591.75 Mil).

ES Bancshares's annual Total Liabilities declined from Dec. 2023 ($592.89 Mil) to Dec. 2024 ($589.19 Mil) and declined from Dec. 2024 ($589.19 Mil) to Dec. 2025 ($565.83 Mil).

ES Bancshares Total Liabilities Historical Data

* Premium members only.

The historical data trend for ES Bancshares's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ES Bancshares Total Liabilities Chart

ES Bancshares Annual Data
Trend Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 476.07 543.85 592.89 589.19 565.83

ES Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 583.20 595.57 570.92 565.83 591.75
ESBS
56GF Score
ES Bancshares Inc ESBS
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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ES Bancshares Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

ES Bancshares's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=616.667-50.833
=565.83

ES Bancshares's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=643.711-51.965
=591.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $591.75 Mil mean?
ES Bancshares (ESBS) has a Total Liabilities of $591.75 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for ES Bancshares and its competitors.
Is ES Bancshares' Total Liabilities too high?
ES Bancshares' current Total Liabilities is $591.75 Mil. Overall, ES Bancshares has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ES Bancshares' Total Liabilities compare to SCYT and SOUB?
ES Bancshares' Total Liabilities of $591.75 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for ES Bancshares and its competitors. ES Bancshares's current Total Liabilities is $591.75 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ES Bancshares stock overvalued right now?
Based on GuruFocus' analysis, ES Bancshares (ESBS) is currently considered Modestly Undervalued. The stock's GF Value™ is $7.21, compared to a current price of $6.10 — trading 15.4% below its estimated fair value. The current Total Liabilities is $591.75 Mil. ES Bancshares' overall GF Score™ is 56/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For ES Bancshares (ESBS), the current Total Liabilities is $591.75 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ES Bancshares (ESBS) Overvalued in 2026?

Based on GuruFocus' analysis, ES Bancshares stock appears to be undervalued. The current stock price of $6.10 is trading 15.4% below its estimated GF Value™ of $7.21. GuruFocus considers ES Bancshares to be Modestly Undervalued.

Key valuation signals for ESBS:

  • Total Liabilities: $591.75 Mil
  • GF Value™: $7.21 vs. price of $6.10 (15.4% below fair value)
  • GF Score™: 56/100 with 1 warning sign

No single metric tells the full story. See the ESBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ES Bancshares Business Description

Address 1441 South Avenue, Suite 705, Staten Island, NY, USA, 10314
ES Bancshares Inc is a bank holding company, which offers financial services. It offers deposit products such as checking, savings and term certificate accounts and its lending products are Commercial and Residential Mortgages, Commercial loans and SBA guaranteed loans.
56GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.10
Price
$7.21
GF Value