ESBS (ES Bancshares) Short-Term Debt: $0.00 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ESBS ES Bancshares Inc ESBS
56 GF Score
Price $6.55
GF Value $7.16
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is ES Bancshares Short-Term Debt?

ES Bancshares ESBS +1.00% 56 Short-Term Debt is $0.00 Mil as of Jun. 2026. GuruFocus rates ESBS with a GF Score™ of 56/100 and a GF Value™ of $7.16 (Fairly Valued). The stock has 1 warning sign investors should review.

ES Bancshares's Short-Term Debt for the quarter that ended in Jun. 2026 was $0.00 Mil.

ES Bancshares's quarterly Short-Term Debt declined from Dec. 2025 ($13.00 Mil) to Mar. 2026 ($0.00 Mil) but then stayed the same from Mar. 2026 ($0.00 Mil) to Jun. 2026 ($0.00 Mil).

ES Bancshares's annual Short-Term Debt increased from Dec. 2023 ($0.00 Mil) to Dec. 2024 ($10.00 Mil) and increased from Dec. 2024 ($10.00 Mil) to Dec. 2025 ($13.00 Mil).

ES Bancshares Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

ES Bancshares Short-Term Debt Related Terms

ES Bancshares Short-Term Debt Historical Data

* Premium members only.

The historical data trend for ES Bancshares's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ES Bancshares Short-Term Debt Chart

ES Bancshares Annual Data
Trend Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 10.00 13.00

ES Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 13.00 0.00 0.00
ESBS
56GF Score
ES Bancshares Inc ESBS
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of $0.00 Mil mean?
ES Bancshares (ESBS) has a Short-Term Debt of $0.00 Mil as of Jun. 2026.
Is ES Bancshares' Short-Term Debt too high?
ES Bancshares' current Short-Term Debt is $0.00 Mil. Overall, ES Bancshares has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ES Bancshares' Short-Term Debt compare to UNBK and MBBC?
ES Bancshares' Short-Term Debt of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Banks company?
A good Short-Term Debt depends on the Banks industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. ES Bancshares's current Short-Term Debt is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ES Bancshares stock overvalued right now?
Based on GuruFocus' analysis, ES Bancshares (ESBS) is currently considered Fairly Valued. The stock's GF Value™ is $7.16, compared to a current price of $6.55 — trading 8.6% below its estimated fair value. The current Short-Term Debt is $0.00 Mil. ES Bancshares' overall GF Score™ is 56/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For ES Bancshares (ESBS), the current Short-Term Debt is $0.00 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ES Bancshares (ESBS) Overvalued in 2026?

Based on GuruFocus' analysis, ES Bancshares stock appears to be undervalued. The current stock price of $6.55 is trading 8.6% below its estimated GF Value™ of $7.16. GuruFocus considers ES Bancshares to be Fairly Valued.

Key valuation signals for ESBS:

  • Short-Term Debt: $0.00 Mil
  • GF Value™: $7.16 vs. price of $6.55 (8.6% below fair value)
  • GF Score™: 56/100 with 1 warning sign

No single metric tells the full story. See the ESBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ES Bancshares Business Description

Address 1441 South Avenue, Suite 705, Staten Island, NY, USA, 10314
ES Bancshares Inc is a bank holding company, which offers financial services. It offers deposit products such as checking, savings and term certificate accounts and its lending products are Commercial and Residential Mortgages, Commercial loans and SBA guaranteed loans.
56GF Score

Get the complete analysis for ESBS

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.55
Price
$7.16
GF Value