ESBS (ES Bancshares) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 28, 2026)


ESBS ES Bancshares Inc ESBS
56 GF Score
Price $6.10
GF Value $7.21
Valuation Modestly Undervalued
! 1 Warning Sign
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What is ES Bancshares Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

ES Bancshares's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

ESBS vs WDFN, SOUB, PNBI: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, ES Bancshares's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ES Bancshares Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, ES Bancshares's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where ES Bancshares's Margin of Safety % (DCF Earnings Based) falls into.


ESBS
56GF Score
ES Bancshares Inc ESBS
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is ES Bancshares (ESBS) Overvalued in 2026?

Based on GuruFocus' analysis, ES Bancshares stock appears to be undervalued. The current stock price of $6.10 is trading 15.4% below its estimated GF Value™ of $7.21. GuruFocus considers ES Bancshares to be Modestly Undervalued.

Key valuation signals for ESBS:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: $7.21 vs. price of $6.10 (15.4% below fair value)
  • GF Score™: 56/100 with 1 warning sign

No single metric tells the full story. See the ESBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ES Bancshares Business Description

Address 1441 South Avenue, Suite 705, Staten Island, NY, USA, 10314
ES Bancshares Inc is a bank holding company, which offers financial services. It offers deposit products such as checking, savings and term certificate accounts and its lending products are Commercial and Residential Mortgages, Commercial loans and SBA guaranteed loans.
56GF Score

Get the complete analysis for ESBS

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.10
Price
$7.21
GF Value