ESBS (ES Bancshares) Inventory Turnover

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ESBS ES Bancshares Inc ESBS
50 GF Score
Price $7.08
GF Value $7.16
Valuation Fairly Valued
! 3 Warning Signs
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What is ES Bancshares Inventory Turnover?

Inventory Turnover does not apply to banks and insurance companies.

ESBS
50GF Score
ES Bancshares Inc ESBS
Inventory Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is ES Bancshares (ESBS) Overvalued in 2026?

Based on GuruFocus' analysis, ES Bancshares stock appears to be undervalued. The current stock price of $7.08 is trading 1.1% below its estimated GF Value™ of $7.16. GuruFocus considers ES Bancshares to be Fairly Valued.

Key valuation signals for ESBS:

  • Inventory Turnover:
  • GF Value™: $7.16 vs. price of $7.08 (1.1% below fair value)
  • GF Score™: 50/100 with 3 warning signs

No single metric tells the full story. See the ESBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ES Bancshares Business Description

Address 1441 South Avenue, Suite 705, Staten Island, NY, USA, 10314
ES Bancshares Inc. is a bank holding company headquartered in New York that operates through its subsidiary, Empire State Bank, serving individuals, businesses, and nonprofit organizations. The bank offers deposit products including checking, savings, money market, and certificate of deposit accounts, along with lending products such as commercial and residential mortgages, commercial and industrial loans, small business administration guaranteed loans, and home equity lines of credit. It also provides online and mobile banking, cash management, and other customary banking services. Its customer base consists primarily of small and mid-sized businesses, professionals, and retail depositors. Operations are concentrated in the New York metropolitan area, including Staten Island, Brooklyn, and the Hudson Valley region. Revenue is generated mainly from net interest income, the spread between interest earned on loans and securities and interest paid on deposits, supplemented by fees and service charges.
50GF Score

Get the complete analysis for ESBS

Inventory Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.08
Price
$7.16
GF Value