EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bank of Zhengzhou Co's Enterprise Value is €8,439.9 Mil.
Bank of Zhengzhou Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €1,687.4 Mil. Therefore, Bank of Zhengzhou Co's EV-to-FCF for today is 5.00.
The historical rank and industry rank for Bank of Zhengzhou Co's EV-to-FCF or its related term are showing as below:
FRA:3BZ'
s EV-to-FCF Range Over the Past 10 Years
Min: -104.61 Med: -5.2 Max: 70
Current: 4.95
During the past 13 years, the highest EV-to-FCF of Bank of Zhengzhou Co was 70.00. The lowest was -104.61. And the median was -5.20.
FRA:3BZ's EV-to-FCF is ranked better than 56.19% of 1196
companies
in the Banks industry
Industry Median: 6.555
vs FRA:3BZ: 4.95
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bank of Zhengzhou Co (FRA:3BZ) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bank of Zhengzhou Co's PE Ratio (TTM) for today is calculated as:
Bank of Zhengzhou Co's share price for today is €0.091.
Bank of Zhengzhou Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €-0.003.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Bank of Zhengzhou Co EV-to-FCF Related Terms
Bank of Zhengzhou Co EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Bank of Zhengzhou Co's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Zhengzhou Co EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, Bank of Zhengzhou Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Zhengzhou Co EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Zhengzhou Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Bank of Zhengzhou Co's EV-to-FCF falls into.
Bank of Zhengzhou Co's current Enterprise Value is €8,439.9 Mil.
Bank of Zhengzhou Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,687.4 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Zhengzhou Co (FRA:3BZ) has a EV-to-FCF of 5.00 as of Jun. 29, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank of Zhengzhou Co and its competitors. According to the industry distribution chart, Bank of Zhengzhou Co ranks #524 out of 1196 companies in the Banks industry, placing it in the top 43.8%.
Is Bank of Zhengzhou Co's EV-to-FCF too high?
Bank of Zhengzhou Co's current EV-to-FCF is 5.00. The Banks industry median EV-to-FCF is 6.56. Bank of Zhengzhou Co's value of 5.00 is 23.7% below this industry median. Based on the distribution chart, Bank of Zhengzhou Co ranks #524 out of 1196 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Zhengzhou Co has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Zhengzhou Co's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Bank of Zhengzhou Co ranks #524 out of 1196 companies for EV-to-FCF. This puts Bank of Zhengzhou Co in the upper half of its industry. The industry median EV-to-FCF is 6.56. Bank of Zhengzhou Co's value of 5.00 is 23.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Zhengzhou Co's current EV-to-FCF of 5.00 is 23.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank of Zhengzhou Co and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Zhengzhou Co's current EV-to-FCF is 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Zhengzhou Co stock overvalued right now?
Bank of Zhengzhou Co (FRA:3BZ) has a current EV-to-FCF of 5.00. The stock's GF Value™ is €0.08, compared to a current price of €0.09 — trading 13.8% above its estimated fair value. The current EV-to-FCF is 5.00 and 23.7% below the Banks industry median of 6.56. Bank of Zhengzhou Co's overall GF Score™ is 34/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bank of Zhengzhou Co (FRA:3BZ), the current EV-to-FCF is 5.00 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Zhengzhou Co (FRA:3BZ) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Zhengzhou Co stock appears to be overvalued.
The current stock price of €0.09 is trading 13.8% above its estimated GF Value™ of €0.08.
Key valuation signals for FRA:3BZ:
EV-to-FCF: 5.00
GF Value™: €0.08 vs. price of €0.09 (13.8% above fair value)
Industry Position: 23.7% below the Banks median (#524 of 1196)
No single metric tells the full story. See the FRA:3BZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Zhengzhou Co Ltd lays emphasis on commercial banking operations in China. The bank functions through the corporate, retail and treasury banking divisions. The corporate banking segment is the majority revenue generating segment for the company with a range of financial products and services tailor-made for corporations, government agencies and financial institutions; The retail banking segment provides similar services to individual customers; The treasury operations comprise of including interbank money market transactions, repurchases transactions and investments and Others. The company derives its revenue from the PRC.
34GF Score
Get the complete analysis for FRA:3BZ
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:3BZ has been successfully added to your 
