Crawford (FRA:CWK) EV-to-FCF: 9.41 (As of Jul. 04, 2026) — 33% Below Median


FRA:CWK Crawford & Co FRA:CWK
74 GF Score
Price €8.60
GF Value €7.97
Valuation Fairly Valued
! 7 Warning Signs
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What is Crawford EV-to-FCF?

Crawford FRA:CWK +4.88% 74 EV-to-FCF is 9.41 as of Jul. 04, 2026, which is 33% below its 10-year median of 14.06. GuruFocus rates FRA:CWK with a GF Score™ of 74/100 and a GF Value™ of €7.97 (Fairly Valued). The stock has 7 warning signs investors should review. Among 395 Insurance companies, Crawford ranks better than 51.14% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Crawford's Enterprise Value is €661 Mil. Crawford's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €70 Mil. Therefore, Crawford's EV-to-FCF for today is 9.41.

The historical rank and industry rank for Crawford's EV-to-FCF or its related term are showing as below:

FRA:CWK' s EV-to-FCF Range Over the Past 10 Years
Min: -350.56   Med: 14.06   Max: 238.7
Current: 9.18

During the past 13 years, the highest EV-to-FCF of Crawford was 238.70. The lowest was -350.56. And the median was 14.06.

FRA:CWK's EV-to-FCF is ranked better than
51.14% of 395 companies
in the Insurance industry
Industry Median: 9.32 vs FRA:CWK: 9.18

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-04), Crawford's stock price is €8.60. Crawford's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.310. Therefore, Crawford's PE Ratio (TTM) for today is 27.74.


Crawford  (FRA:CWK) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Crawford's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=8.60/0.310
=27.74

Crawford's share price for today is €8.60.
Crawford's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.310.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Crawford EV-to-FCF Related Terms


Crawford EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Crawford's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Crawford EV-to-FCF Chart

Crawford Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.66 -81.77 13.37 82.43 11.92

Crawford Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 52.01 19.68 14.55 11.92 8.54

FRA:CWK vs TWFG, AIFU, SLQT: EV-to-FCF Comparison

For the Insurance Brokers subindustry, Crawford's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Crawford EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Crawford's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Crawford's EV-to-FCF falls into.


FRA:CWK
74GF Score
Crawford & Co FRA:CWK
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Crawford EV-to-FCF Calculation

Crawford's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=660.873/70.236
=9.41

Crawford's current Enterprise Value is €661 Mil.
Crawford's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €70 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 9.41 mean?
Crawford (FRA:CWK) has a EV-to-FCF of 9.41 as of Jul. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Crawford and its competitors. This is 33% below median its historical median of 14.06. According to the industry distribution chart, Crawford ranks #193 out of 395 companies in the Insurance industry, placing it in the top 48.9%.
Is Crawford's EV-to-FCF too high?
Crawford's current EV-to-FCF of 9.41 is 33% below median its 10-year median of 14.06. The Insurance industry median EV-to-FCF is 9.32. Crawford's value of 9.41 is 1% above this industry median. Based on the distribution chart, Crawford ranks #193 out of 395 companies in the Insurance industry, which is above the industry midpoint. Overall, Crawford has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Crawford's EV-to-FCF compare to TWFG and AIFU?
According to the Insurance industry distribution chart, Crawford ranks #193 out of 395 companies for EV-to-FCF. This puts Crawford in the upper half of its industry. The industry median EV-to-FCF is 9.32. Crawford's value of 9.41 is 1% above this benchmark. While the company's 10-year median is 14.06 vs. the industry median of 9.32, Crawford has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.32, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Crawford's current EV-to-FCF of 9.41 is 1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Crawford and its competitors. For the Insurance industry, the median EV-to-FCF is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Crawford's current EV-to-FCF is 9.41, which is 33% below median its own 10-year median of 14.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crawford stock overvalued right now?
Based on GuruFocus' analysis, Crawford (FRA:CWK) is currently considered Fairly Valued. The stock's GF Value™ is €7.97, compared to a current price of €8.60 — trading 7.9% above its estimated fair value. The current EV-to-FCF is 9.41, which is 33% below median its 10-year median of 14.06 and 1% above the Insurance industry median of 9.32. Crawford's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Crawford (FRA:CWK), the current EV-to-FCF is 9.41 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Crawford (FRA:CWK) Overvalued in 2026?

Based on GuruFocus' analysis, Crawford stock appears to be overvalued. The current stock price of €8.60 is trading 7.9% above its estimated GF Value™ of €7.97. GuruFocus considers Crawford to be Fairly Valued.

Key valuation signals for FRA:CWK:

  • EV-to-FCF: 9.41 (33% below median its 10-year median of 14.06)
  • GF Value™: €7.97 vs. price of €8.60 (7.9% above fair value)
  • GF Score™: 74/100 with 7 warning signs
  • Industry Position: 1% above the Insurance median (#193 of 395)

No single metric tells the full story. See the FRA:CWK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Crawford Business Description

Other Exchanges CRD.B:USACRD.A:USA
Address 5335 Triangle Parkway, Peachtree Corners, GA, USA, 30092
Crawford & Co provides claims and outsourcing solutions to the risk management, insurance industry, and self-insured entities. Its segments include North America Loss Adjusting; International Operations; Broadspire and Platform Solutions. The company generates maximum revenue from the International Operations segment. The International Operations segment provides claims management and adjusting services to insurance carriers and self-insured entities related to property and casualty insurance claims.
74GF Score

Get the complete analysis for FRA:CWK

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.60
Price
€7.97
GF Value