SBI Shinsei Bank (FRA:LCJ) EV-to-FCF: -0.26 (As of Jul. 17, 2026)

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FRA:LCJ SBI Shinsei Bank Ltd FRA:LCJ
29 GF Score
Price €7.40
! 1 Warning Sign
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What is SBI Shinsei Bank EV-to-FCF?

SBI Shinsei Bank FRA:LCJ -3.27% 29 EV-to-FCF is -0.26 as of Jul. 17, 2026. GuruFocus rates FRA:LCJ with a GF Score™ of 29/100. The stock has 1 warning sign investors should review. Among 1,194 Banks companies, SBI Shinsei Bank ranks better than 86.26% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, SBI Shinsei Bank's Enterprise Value is €-2,779 Mil. SBI Shinsei Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €10,804 Mil. Therefore, SBI Shinsei Bank's EV-to-FCF for today is -0.26.

The historical rank and industry rank for SBI Shinsei Bank's EV-to-FCF or its related term are showing as below:

FRA:LCJ' s EV-to-FCF Range Over the Past 10 Years
Min: -0.35   Med: -0.22   Max: -0.08
Current: -0.28

During the past 13 years, the highest EV-to-FCF of SBI Shinsei Bank was -0.08. The lowest was -0.35. And the median was -0.22.

FRA:LCJ's EV-to-FCF is ranked better than
86.26% of 1194 companies
in the Banks industry
Industry Median: 6.725 vs FRA:LCJ: -0.28

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-17), SBI Shinsei Bank's stock price is €7.40. SBI Shinsei Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.772. Therefore, SBI Shinsei Bank's PE Ratio (TTM) for today is 9.59.


SBI Shinsei Bank  (FRA:LCJ) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

SBI Shinsei Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=7.40/0.772
=9.59

SBI Shinsei Bank's share price for today is €7.40.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. SBI Shinsei Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.772.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


SBI Shinsei Bank EV-to-FCF Related Terms


SBI Shinsei Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for SBI Shinsei Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBI Shinsei Bank EV-to-FCF Chart

SBI Shinsei Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 21,352,637.14 -0.17

SBI Shinsei Bank Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 -0.17

SBI Shinsei Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, SBI Shinsei Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SBI Shinsei Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, SBI Shinsei Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where SBI Shinsei Bank's EV-to-FCF falls into.


FRA:LCJ
29GF Score
SBI Shinsei Bank Ltd FRA:LCJ
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SBI Shinsei Bank EV-to-FCF Calculation

SBI Shinsei Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-2778.609/10803.737
=-0.26

SBI Shinsei Bank's current Enterprise Value is €-2,779 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. SBI Shinsei Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €10,804 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -0.26 mean?
SBI Shinsei Bank (FRA:LCJ) has a EV-to-FCF of -0.26 as of Jul. 17, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on SBI Shinsei Bank and its competitors. According to the industry distribution chart, SBI Shinsei Bank ranks #164 out of 1194 companies in the Banks industry, placing it in the top 13.7%.
Is SBI Shinsei Bank's EV-to-FCF too high?
SBI Shinsei Bank's current EV-to-FCF is -0.26. Based on the distribution chart, SBI Shinsei Bank ranks #164 out of 1194 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, SBI Shinsei Bank has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does SBI Shinsei Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, SBI Shinsei Bank ranks #164 out of 1194 companies for EV-to-FCF. This places SBI Shinsei Bank in the top 14% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.73. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.73, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on SBI Shinsei Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Shinsei Bank's current EV-to-FCF is -0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Shinsei Bank stock overvalued right now?
SBI Shinsei Bank (FRA:LCJ) has a current EV-to-FCF of -0.26. The current EV-to-FCF is -0.26. SBI Shinsei Bank's overall GF Score™ is 29/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For SBI Shinsei Bank (FRA:LCJ), the current EV-to-FCF is -0.26 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

SBI Shinsei Bank Business Description

Other Exchanges 8303:Japan
Address Nihonbashi Muromachi Nomura Building, 4-3, Nihonbashi-muromachi 2-chome, Chuo-ku, Tokyo, JPN, 103-8303
SBI Shinsei Bank Ltd is a commercial bank in Japan. It provides a broad range of value-added financial solutions to institutional and individual customers under the banner of "Better Banking. It offers PowerFlex account, free ATM network and internet banking service, and customer-friendly financial centers have redefined the Japanese retail banking experience.
29GF Score

Get the complete analysis for FRA:LCJ

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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