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UMB Financial (FRA:UMB) EV-to-FCF : -2.94 (As of Jul. 04, 2025)


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What is UMB Financial EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, UMB Financial's Enterprise Value is €-1,349 Mil. UMB Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2025 was €459 Mil. Therefore, UMB Financial's EV-to-FCF for today is -2.94.

The historical rank and industry rank for UMB Financial's EV-to-FCF or its related term are showing as below:

FRA:UMB' s EV-to-FCF Range Over the Past 10 Years
Min: -16.11   Med: 4.95   Max: 20.6
Current: -3.3

During the past 13 years, the highest EV-to-FCF of UMB Financial was 20.60. The lowest was -16.11. And the median was 4.95.

FRA:UMB's EV-to-FCF is ranked better than
93.81% of 1227 companies
in the Banks industry
Industry Median: 5.96 vs FRA:UMB: -3.30

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2025-07-04), UMB Financial's stock price is €93.00. UMB Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2025 was €7.381. Therefore, UMB Financial's PE Ratio (TTM) for today is 12.60.


UMB Financial EV-to-FCF Historical Data

The historical data trend for UMB Financial's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

UMB Financial EV-to-FCF Chart

UMB Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.13 -7.68 3.81 -0.37 -13.25

UMB Financial Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.77 -0.33 -4.50 -13.25 -4.56

Competitive Comparison of UMB Financial's EV-to-FCF

For the Banks - Regional subindustry, UMB Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UMB Financial's EV-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, UMB Financial's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where UMB Financial's EV-to-FCF falls into.


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UMB Financial EV-to-FCF Calculation

UMB Financial's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-1349.407/459.187
=-2.94

UMB Financial's current Enterprise Value is €-1,349 Mil.
UMB Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €459 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


UMB Financial  (FRA:UMB) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

UMB Financial's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=93.00/7.381
=12.60

UMB Financial's share price for today is €93.00.
UMB Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €7.381.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


UMB Financial EV-to-FCF Related Terms

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UMB Financial Business Description

Traded in Other Exchanges
Address
1010 Grand Boulevard, Kansas City, MO, USA, 64106
UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking services and asset servicing to its customers in the United States and around the world. Its client base includes commercial, institutional, and personal customers. Along with its subsidiaries, the company operates in the following business segments: Commercial Banking, Institutional Banking, and Personal Banking. A majority of its revenue is generated from the Commercial Banking segment, which serves the commercial banking and treasury management needs of small to middle-market businesses through various products and services such as commercial loans, commercial real estate financing, commercial credit cards, letters of credit, loan syndication services, consultative services, and others.

UMB Financial Headlines

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