UMB Financial (FRA:UMB) ROC %: % (As of Mar. 2026)


FRA:UMB UMB Financial Corp FRA:UMB
81 GF Score
Price €127.00
GF Value €105.92
! 7 Warning Signs
View Full Analysis

What is UMB Financial ROC %?

UMB Financial FRA:UMB +1.60% 81 ROC % is % as of Mar. 2026. GuruFocus rates FRA:UMB with a GF Score™ of 81/100 and a GF Value™ of €105.92. The stock has 7 warning signs investors should review.

ROC %does not apply to banks.

FRA:UMB
81GF Score
UMB Financial Corp FRA:UMB
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
UMB Financial (FRA:UMB) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on UMB Financial and its competitors.
Is UMB Financial's ROC % too high?
UMB Financial's current ROC % is %. Overall, UMB Financial has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does UMB Financial's ROC % compare to WTFC and BPOP?
UMB Financial's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on UMB Financial and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UMB Financial's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UMB Financial stock overvalued right now?
UMB Financial (FRA:UMB) has a current ROC % of %. The stock's GF Value™ is €105.92, compared to a current price of €127.00 — trading 19.9% above its estimated fair value. The current ROC % is %. UMB Financial's overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For UMB Financial (FRA:UMB), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UMB Financial (FRA:UMB) Overvalued in 2026?

Based on GuruFocus' analysis, UMB Financial stock appears to be overvalued. The current stock price of €127.00 is trading 19.9% above its estimated GF Value™ of €105.92.

Key valuation signals for FRA:UMB:

  • ROC %: %
  • GF Value™: €105.92 vs. price of €127.00 (19.9% above fair value)
  • GF Score™: 81/100 with 7 warning signs

No single metric tells the full story. See the FRA:UMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UMB Financial Business Description

Other Exchanges UMBF:USA1UMBF:Italy
Address 1010 Grand Boulevard, Kansas City, MO, USA, 64106
UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking services and asset servicing to its customers in the United States and around the world. Its client base includes commercial, institutional, and personal customers. Along with its subsidiaries, the company operates in the following business segments: Commercial Banking, Institutional Banking, and Personal Banking. A majority of its revenue is generated from the Commercial Banking segment, which serves the commercial banking and treasury management needs of small to middle-market businesses through various products and services such as commercial loans, commercial real estate financing, commercial credit cards, letters of credit, loan syndication services, consultative services, and others.
81GF Score

Get the complete analysis for FRA:UMB

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€127.00
Price
€105.92
GF Value