UMB Financial (FRA:UMB) Interest Expense: €-1,276 Mil (TTM As of Mar. 2026)

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FRA:UMB UMB Financial Corp FRA:UMB
82 GF Score
Price €127.00
GF Value €106.26
! 7 Warning Signs
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What is UMB Financial Interest Expense?

UMB Financial FRA:UMB -1.55% 82 Interest Expense is €-1,276 Mil as of Mar. 2026. GuruFocus rates FRA:UMB with a GF Score™ of 82/100 and a GF Value™ of €106.26. The stock has 7 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. UMB Financial's interest expense for the three months ended in Mar. 2026 was € -288 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was €-1,276 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. UMB Financial's Operating Income for the three months ended in Mar. 2026 was € Mil. UMB Financial's Interest Expense for the three months ended in Mar. 2026 was € Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

UMB Financial Interest Expense Historical Data

* Premium members only.

The historical data trend for UMB Financial's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UMB Financial Interest Expense Chart

UMB Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -40.71 -211.20 -842.35 -1,117.46 -1,274.23

UMB Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -314.81 -332.51 -344.08 -311.18 -287.79
FRA:UMB
82GF Score
UMB Financial Corp FRA:UMB
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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UMB Financial Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-1,276 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-1,276 Mil mean?
UMB Financial (FRA:UMB) has a Interest Expense of €-1,276 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on UMB Financial and its competitors.
Is UMB Financial's Interest Expense too high?
UMB Financial's current Interest Expense is €-1,276 Mil. Overall, UMB Financial has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does UMB Financial's Interest Expense compare to WTFC and BPOP?
UMB Financial's Interest Expense of €-1,276 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on UMB Financial and its competitors. UMB Financial's current Interest Expense is €-1,276 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UMB Financial stock overvalued right now?
UMB Financial (FRA:UMB) has a current Interest Expense of €-1,276 Mil. The stock's GF Value™ is €106.26, compared to a current price of €127.00 — trading 19.5% above its estimated fair value. The current Interest Expense is €-1,276 Mil. UMB Financial's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For UMB Financial (FRA:UMB), the current Interest Expense is €-1,276 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UMB Financial (FRA:UMB) Overvalued in 2026?

Based on GuruFocus' analysis, UMB Financial stock appears to be overvalued. The current stock price of €127.00 is trading 19.5% above its estimated GF Value™ of €106.26.

Key valuation signals for FRA:UMB:

  • Interest Expense: €-1,276 Mil
  • GF Value™: €106.26 vs. price of €127.00 (19.5% above fair value)
  • GF Score™: 82/100 with 7 warning signs

No single metric tells the full story. See the FRA:UMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UMB Financial Business Description

Other Exchanges UMBF:USA1UMBF:Italy
Address 1010 Grand Boulevard, Kansas City, MO, USA, 64106
UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking services and asset servicing to its customers in the United States and around the world. Its client base includes commercial, institutional, and personal customers. Along with its subsidiaries, the company operates in the following business segments: Commercial Banking, Institutional Banking, and Personal Banking. A majority of its revenue is generated from the Commercial Banking segment, which serves the commercial banking and treasury management needs of small to middle-market businesses through various products and services such as commercial loans, commercial real estate financing, commercial credit cards, letters of credit, loan syndication services, consultative services, and others.
82GF Score

Get the complete analysis for FRA:UMB

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€127.00
Price
€106.26
GF Value