UMB Financial (FRA:UMB) ROCE %: % (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:UMB UMB Financial Corp FRA:UMB
82 GF Score
Price €126.00
GF Value €105.97
! 7 Warning Signs
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What is UMB Financial ROCE %?

UMB Financial FRA:UMB 82 ROCE % is % as of Mar. 2026. GuruFocus rates FRA:UMB with a GF Score™ of 82/100 and a GF Value™ of €105.97. The stock has 7 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

FRA:UMB
82GF Score
UMB Financial Corp FRA:UMB
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
UMB Financial (FRA:UMB) has a ROCE % of % as of Mar. 2026.
Is UMB Financial's ROCE % too high?
UMB Financial's current ROCE % is %. Overall, UMB Financial has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does UMB Financial's ROCE % compare to WTFC and BPOP?
UMB Financial's ROCE % of % can be compared against companies in the Banks industry. The industry median ROCE % is 3.22. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 3.22, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 3.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UMB Financial's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UMB Financial stock overvalued right now?
UMB Financial (FRA:UMB) has a current ROCE % of %. The stock's GF Value™ is €105.97, compared to a current price of €126.00 — trading 18.9% above its estimated fair value. The current ROCE % is %. UMB Financial's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For UMB Financial (FRA:UMB), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UMB Financial (FRA:UMB) Overvalued in 2026?

Based on GuruFocus' analysis, UMB Financial stock appears to be overvalued. The current stock price of €126.00 is trading 18.9% above its estimated GF Value™ of €105.97.

Key valuation signals for FRA:UMB:

  • ROCE %: %
  • GF Value™: €105.97 vs. price of €126.00 (18.9% above fair value)
  • GF Score™: 82/100 with 7 warning signs

No single metric tells the full story. See the FRA:UMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UMB Financial Business Description

Other Exchanges UMBF:USA1UMBF:Italy
Address 1010 Grand Boulevard, Kansas City, MO, USA, 64106
UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking services and asset servicing to its customers in the United States and around the world. Its client base includes commercial, institutional, and personal customers. Along with its subsidiaries, the company operates in the following business segments: Commercial Banking, Institutional Banking, and Personal Banking. A majority of its revenue is generated from the Commercial Banking segment, which serves the commercial banking and treasury management needs of small to middle-market businesses through various products and services such as commercial loans, commercial real estate financing, commercial credit cards, letters of credit, loan syndication services, consultative services, and others.
82GF Score

Get the complete analysis for FRA:UMB

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€126.00
Price
€105.97
GF Value