UMB Financial (FRA:UMB) 9-Day RSI: 54.24 (As of Jul. 22, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:UMB UMB Financial Corp FRA:UMB
81 GF Score
Price €126.00
GF Value €107.19
! 7 Warning Signs
View Full Analysis

What is UMB Financial 9-Day RSI?

UMB Financial FRA:UMB 81 9-Day RSI is 54.24 as of Jul. 22, 2026. GuruFocus rates FRA:UMB with a GF Score™ of 81/100 and a GF Value™ of €107.19. The stock has 7 warning signs investors should review. Among 1,603 Banks companies, UMB Financial ranks better than 64.88% on this metric.

The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.

As of today (2026-07-22), UMB Financial's 9-Day RSI is 54.24.

The industry rank for UMB Financial's 9-Day RSI or its related term are showing as below:

FRA:UMB's 9-Day RSI is ranked better than
64.88% of 1603 companies
in the Banks industry
Industry Median: 56.7 vs FRA:UMB: 54.24

UMB Financial  (FRA:UMB) 9-Day RSI Explanation

The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.

Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.

RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.


UMB Financial 9-Day RSI Related Terms


FRA:UMB vs WTFC, BPOP, ZION: 9-Day RSI Comparison

For the Banks - Regional subindustry, UMB Financial's 9-Day RSI, along with its competitors' market caps and 9-Day RSI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UMB Financial 9-Day RSI vs Banks Industry

For the Banks industry and Financial Services sector, UMB Financial's 9-Day RSI distribution charts can be found below:

* The bar in red indicates where UMB Financial's 9-Day RSI falls into.


FRA:UMB
81GF Score
UMB Financial Corp FRA:UMB
9-Day RSI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

UMB Financial  (FRA:UMB) 9-Day RSI Calculation

The formula for calculating RSI is:

RSI=100[ 100 / ( 1 + Average Gain / Average Loss )]

* Note that the formula uses a positive value for the average loss.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 9-Day RSI →
What does a 9-Day RSI of 54.24 mean?
UMB Financial (FRA:UMB) has a 9-Day RSI of 54.24 as of Jul. 22, 2026. According to the industry distribution chart, UMB Financial ranks #563 out of 1603 companies in the Banks industry, placing it in the top 35.1%.
Is UMB Financial's 9-Day RSI too high?
UMB Financial's current 9-Day RSI is 54.24. The Banks industry median 9-Day RSI is 56.70. UMB Financial's value of 54.24 is 4.3% below this industry median. Based on the distribution chart, UMB Financial ranks #563 out of 1603 companies in the Banks industry, which is above the industry midpoint. Overall, UMB Financial has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does UMB Financial's 9-Day RSI compare to WTFC and BPOP?
According to the Banks industry distribution chart, UMB Financial ranks #563 out of 1603 companies for 9-Day RSI. This puts UMB Financial in the upper half of its industry. The industry median 9-Day RSI is 56.70. UMB Financial's value of 54.24 is 4.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 9-Day RSI for a Banks company?
The median 9-Day RSI among Banks companies is 56.70, based on 1,603 companies in the industry. Companies in the top quartile (top 25%) have a 9-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 9-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UMB Financial's current 9-Day RSI of 54.24 is 4.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 9-Day RSI mean?
A high 9-Day RSI can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median 9-Day RSI is 56.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UMB Financial's current 9-Day RSI is 54.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UMB Financial stock overvalued right now?
UMB Financial (FRA:UMB) has a current 9-Day RSI of 54.24. The stock's GF Value™ is €107.19, compared to a current price of €126.00 — trading 17.5% above its estimated fair value. The current 9-Day RSI is 54.24 and 4.3% below the Banks industry median of 56.70. UMB Financial's overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 9-Day RSI calculated?
9-Day RSI is calculated from a company's financial statements. For UMB Financial (FRA:UMB), the current 9-Day RSI is 54.24 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UMB Financial (FRA:UMB) Overvalued in 2026?

Based on GuruFocus' analysis, UMB Financial stock appears to be overvalued. The current stock price of €126.00 is trading 17.5% above its estimated GF Value™ of €107.19.

Key valuation signals for FRA:UMB:

  • 9-Day RSI: 54.24
  • GF Value™: €107.19 vs. price of €126.00 (17.5% above fair value)
  • GF Score™: 81/100 with 7 warning signs
  • Industry Position: 4.3% below the Banks median (#563 of 1603)

No single metric tells the full story. See the FRA:UMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UMB Financial Business Description

Other Exchanges UMBF:USA1UMBF:Italy
Address 1010 Grand Boulevard, Kansas City, MO, USA, 64106
UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking services and asset servicing to its customers in the United States and around the world. Its client base includes commercial, institutional, and personal customers. Along with its subsidiaries, the company operates in the following business segments: Commercial Banking, Institutional Banking, and Personal Banking. A majority of its revenue is generated from the Commercial Banking segment, which serves the commercial banking and treasury management needs of small to middle-market businesses through various products and services such as commercial loans, commercial real estate financing, commercial credit cards, letters of credit, loan syndication services, consultative services, and others.
81GF Score

Get the complete analysis for FRA:UMB

9-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€126.00
Price
€107.19
GF Value