Trust International Islamic Bank (IQS:BTRU) EV-to-FCF: -142.10 (As of Aug. 17, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IQS:BTRU Trust International Islamic Bank IQS:BTRU
53 GF Score
Price ع.د0.75
GF Value ع.د0.80
! 5 Warning Signs
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What is Trust International Islamic Bank EV-to-FCF?

Trust International Islamic Bank IQS:BTRU 53 EV-to-FCF is -142.10 as of Aug. 17, 2026. GuruFocus rates IQS:BTRU with a GF Score™ of 53/100 and a GF Value™ of ع.د0.80. The stock has 5 warning signs investors should review.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Trust International Islamic Bank's Enterprise Value is ع.د-84,674 Mil. Trust International Islamic Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ع.د596 Mil. Therefore, Trust International Islamic Bank's EV-to-FCF for today is -142.10.

The historical rank and industry rank for Trust International Islamic Bank's EV-to-FCF or its related term are showing as below:

IQS:BTRU' s EV-to-FCF Range Over the Past 10 Years
Min: -142.1   Med: -4.21   Max: 12.24
Current: -142.1

During the past 8 years, the highest EV-to-FCF of Trust International Islamic Bank was 12.24. The lowest was -142.10. And the median was -4.21.

IQS:BTRU's EV-to-FCF is not ranked
in the Banks industry.
Industry Median: 7.26 vs IQS:BTRU: -142.10

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-17), Trust International Islamic Bank's stock price is ع.د0.75. Trust International Islamic Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ع.د0.016. Therefore, Trust International Islamic Bank's PE Ratio (TTM) for today is 46.88.


Trust International Islamic Bank  (IQS:BTRU) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Trust International Islamic Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.75/0.016
=46.88

Trust International Islamic Bank's share price for today is ع.د0.75.
Trust International Islamic Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ع.د0.016.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Trust International Islamic Bank EV-to-FCF Related Terms


Trust International Islamic Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Trust International Islamic Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trust International Islamic Bank EV-to-FCF Chart

Trust International Islamic Bank Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial 0.00 0.00 0.00 -1.30 -3.26

Trust International Islamic Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.12 12.24 -7.03 -3.26 -142.10

IQS:BTRU vs PNC, USB, NU: EV-to-FCF Comparison

For the Banks - Regional subindustry, Trust International Islamic Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trust International Islamic Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Trust International Islamic Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Trust International Islamic Bank's EV-to-FCF falls into.


IQS:BTRU
53GF Score
Trust International Islamic Bank IQS:BTRU
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Trust International Islamic Bank EV-to-FCF Calculation

Trust International Islamic Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-84673.739/595.886
=-142.10

Trust International Islamic Bank's current Enterprise Value is ع.د-84,674 Mil.
Trust International Islamic Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ع.د596 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -142.10 mean?
Trust International Islamic Bank (IQS:BTRU) has a EV-to-FCF of -142.10 as of Aug. 17, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Trust International Islamic Bank and its competitors.
Is Trust International Islamic Bank's EV-to-FCF too high?
Trust International Islamic Bank's current EV-to-FCF is -142.10. Overall, Trust International Islamic Bank has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Trust International Islamic Bank's EV-to-FCF compare to PNC and USB?
Trust International Islamic Bank's EV-to-FCF of -142.10 can be compared against companies in the Banks industry. The industry median EV-to-FCF is 7.26. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.26, based on 1,184 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Trust International Islamic Bank and its competitors. For the Banks industry, the median EV-to-FCF is 7.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trust International Islamic Bank's current EV-to-FCF is -142.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust International Islamic Bank stock overvalued right now?
Trust International Islamic Bank (IQS:BTRU) has a current EV-to-FCF of -142.10. The stock's GF Value™ is ع.د0.80, compared to a current price of ع.د0.75 — trading 6.3% below its estimated fair value. The current EV-to-FCF is -142.10. Trust International Islamic Bank's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Trust International Islamic Bank (IQS:BTRU), the current EV-to-FCF is -142.10 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trust International Islamic Bank (IQS:BTRU) Overvalued in 2026?

Based on GuruFocus' analysis, Trust International Islamic Bank stock appears to be undervalued. The current stock price of ع.د0.75 is trading 6.3% below its estimated GF Value™ of ع.د0.80.

Key valuation signals for IQS:BTRU:

  • EV-to-FCF: -142.10
  • GF Value™: ع.د0.80 vs. price of ع.د0.75 (6.3% below fair value)
  • GF Score™: 53/100 with 5 warning signs

No single metric tells the full story. See the IQS:BTRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trust International Islamic Bank Business Description

Address End of 62 Street Abdulqadder Al Jazaeri Square, Alley 38, Al-Wehda district 906, Baghdad, IRQ
Trust International Islamic Bank provides financial and banking services in Iraq. The bank provides all of the financial, banking, and import buying and selling of valuable minerals and stores according to Islamic Sharia.
53GF Score

Get the complete analysis for IQS:BTRU

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ع.د0.75
Price
ع.د0.80
GF Value