Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for PT Lippo General Insurance Tbk's EV-to-FCF or its related term are showing as below:
ISX:LPGI'
s EV-to-FCF Range Over the Past 10 Years
Min: -522.4 Med: 1.3 Max: 21.21
Current: 5.72
During the past 13 years, the highest EV-to-FCF of PT Lippo General Insurance Tbk was 21.21. The lowest was -522.40. And the median was 1.30.
ISX:LPGI's EV-to-FCF is ranked better than 69.77% of 387
companies
in the Insurance industry
Industry Median: 9.35
vs ISX:LPGI: 5.72
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Lippo General Insurance Tbk (ISX:LPGI) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Lippo General Insurance Tbk's PE Ratio (TTM) for today is calculated as:
PT Lippo General Insurance Tbk's share price for today is Rp645.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. PT Lippo General Insurance Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was Rp53.000.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
PT Lippo General Insurance Tbk EV-to-FCF Related Terms
PT Lippo General Insurance Tbk EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, PT Lippo General Insurance Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Lippo General Insurance Tbk EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Lippo General Insurance Tbk's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where PT Lippo General Insurance Tbk's EV-to-FCF falls into.
PT Lippo General Insurance Tbk's current Enterprise Value is Rp1,915,724 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. PT Lippo General Insurance Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was Rp324,530 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Lippo General Insurance Tbk (ISX:LPGI) has a EV-to-FCF of 5.90 as of Aug. 25, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Lippo General Insurance Tbk and its competitors. This is 354% above median its historical median of 1.30. According to the industry distribution chart, PT Lippo General Insurance Tbk ranks #117 out of 387 companies in the Insurance industry, placing it in the top 30.2%.
Is PT Lippo General Insurance Tbk's EV-to-FCF too high?
PT Lippo General Insurance Tbk's current EV-to-FCF of 5.90 is 354% above median its 10-year median of 1.30. The Insurance industry median EV-to-FCF is 9.35. PT Lippo General Insurance Tbk's value of 5.90 is 36.9% below this industry median. Based on the distribution chart, PT Lippo General Insurance Tbk ranks #117 out of 387 companies in the Insurance industry, which is above the industry midpoint. Overall, PT Lippo General Insurance Tbk has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Lippo General Insurance Tbk's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, PT Lippo General Insurance Tbk ranks #117 out of 387 companies for EV-to-FCF. This puts PT Lippo General Insurance Tbk in the upper half of its industry. The industry median EV-to-FCF is 9.35. PT Lippo General Insurance Tbk's value of 5.90 is 36.9% below this benchmark. While the company's 10-year median is 1.30 vs. the industry median of 9.35, PT Lippo General Insurance Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.35, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Lippo General Insurance Tbk's current EV-to-FCF of 5.90 is 36.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Lippo General Insurance Tbk and its competitors. For the Insurance industry, the median EV-to-FCF is 9.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Lippo General Insurance Tbk's current EV-to-FCF is 5.90, which is 354% above median its own 10-year median of 1.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Lippo General Insurance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Lippo General Insurance Tbk (ISX:LPGI) is currently considered Fairly Valued. The stock's GF Value™ is Rp628.70, compared to a current price of Rp645.00 — trading 2.6% above its estimated fair value. The current EV-to-FCF is 5.90, which is 354% above median its 10-year median of 1.30 and 36.9% below the Insurance industry median of 9.35. PT Lippo General Insurance Tbk's overall GF Score™ is 68/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Lippo General Insurance Tbk (ISX:LPGI), the current EV-to-FCF is 5.90 as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Lippo General Insurance Tbk (ISX:LPGI) Overvalued in 2026?
Based on GuruFocus' analysis, PT Lippo General Insurance Tbk stock appears to be overvalued.
The current stock price of Rp645.00 is trading 2.6% above its estimated GF Value™ of Rp628.70.
GuruFocus considers PT Lippo General Insurance Tbk to be Fairly Valued.
Key valuation signals for ISX:LPGI:
EV-to-FCF: 5.90 (354% above median its 10-year median of 1.30)
GF Value™: Rp628.70 vs. price of Rp645.00 (2.6% above fair value)
Industry Position: 36.9% below the Insurance median (#117 of 387)
No single metric tells the full story. See the ISX:LPGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Lippo General Insurance Tbk is a company that provides general insurance services. Its operating segments are Fire insurance, Motor Vehicle Insurance, Marine Cargo insurance, Health insurance and miscellaneous insurance. Geographically, the group carries operations in Indonesia in the areas of Jabodetabek, Sumatera, Jawa Timur, Jawa Barat, Jawa Tengah, Makassar, Bali, and Balikpapan. It derives key revenue from the Health insurance segment.
68GF Score
Get the complete analysis for ISX:LPGI
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ISX:LPGI has been successfully added to your 
