PT Lippo General Insurance Tbk (ISX:LPGI) FCF Margin %: 13.18% (As of Jun. 2026) — 139% Above Median

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ISX:LPGI PT Lippo General Insurance Tbk ISX:LPGI
74 GF Score
Price Rp645.00
GF Value Rp628.70
Valuation Fairly Valued
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What is PT Lippo General Insurance Tbk FCF Margin %?

PT Lippo General Insurance Tbk ISX:LPGI +3.20% 74 FCF Margin % is 13.18% as of Jun. 2026, which is 139% above its 10-year median of 5.51. GuruFocus rates ISX:LPGI with a GF Score™ of 74/100 and a GF Value™ of Rp628.70 (Fairly Valued). Among 501 Insurance companies, PT Lippo General Insurance Tbk ranks worse than 54.69% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. PT Lippo General Insurance Tbk's Free Cash Flow for the six months ended in Jun. 2026 was Rp272,522 Mil. PT Lippo General Insurance Tbk's Revenue for the six months ended in Jun. 2026 was Rp2,067,486 Mil. Therefore, PT Lippo General Insurance Tbk's FCF Margin % for the quarter that ended in Jun. 2026 was 13.18%.

As of today, PT Lippo General Insurance Tbk's current FCF Yield % is 16.77%.

The historical rank and industry rank for PT Lippo General Insurance Tbk's FCF Margin % or its related term are showing as below:

ISX:LPGI' s FCF Margin % Range Over the Past 10 Years
Min: -3.29   Med: 5.51   Max: 15.35
Current: 7.71


During the past 13 years, the highest FCF Margin % of PT Lippo General Insurance Tbk was 15.35%. The lowest was -3.29%. And the median was 5.51%.

ISX:LPGI's FCF Margin % is ranked worse than
54.69% of 501 companies
in the Insurance industry
Industry Median: 9.03 vs ISX:LPGI: 7.71


PT Lippo General Insurance Tbk FCF Margin % Related Terms


PT Lippo General Insurance Tbk FCF Margin % Historical Data

* Premium members only.

The historical data trend for PT Lippo General Insurance Tbk's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Lippo General Insurance Tbk FCF Margin % Chart

PT Lippo General Insurance Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.88 -0.16 -0.61 3.85 13.18

PT Lippo General Insurance Tbk Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.80 -1.65 28.53 2.43 13.18

ISX:LPGI vs BRK.A, AIG, HIG: FCF Margin % Comparison

For the Insurance - Diversified subindustry, PT Lippo General Insurance Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Lippo General Insurance Tbk FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Lippo General Insurance Tbk's FCF Margin % distribution charts can be found below:

* The bar in red indicates where PT Lippo General Insurance Tbk's FCF Margin % falls into.


ISX:LPGI
74GF Score
PT Lippo General Insurance Tbk ISX:LPGI
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Lippo General Insurance Tbk FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

PT Lippo General Insurance Tbk's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=480418.635/3644617.535
=13.18 %

PT Lippo General Insurance Tbk's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=272522.272/2067486.199
=13.18 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 13.18% mean?
PT Lippo General Insurance Tbk (ISX:LPGI) has a FCF Margin % of 13.18% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Lippo General Insurance Tbk and its competitors. This is 139% above median its historical median of 5.51. According to the industry distribution chart, PT Lippo General Insurance Tbk ranks #274 out of 501 companies in the Insurance industry, placing it in the top 54.7%.
Is PT Lippo General Insurance Tbk's FCF Margin % too high?
PT Lippo General Insurance Tbk's current FCF Margin % of 13.18% is 139% above median its 10-year median of 5.51. The Insurance industry median FCF Margin % is 9.03. PT Lippo General Insurance Tbk's value of 13.18% is 46% above this industry median. Based on the distribution chart, PT Lippo General Insurance Tbk ranks #274 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, PT Lippo General Insurance Tbk has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Lippo General Insurance Tbk's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, PT Lippo General Insurance Tbk ranks #274 out of 501 companies for FCF Margin %. This places PT Lippo General Insurance Tbk in the lower half of its industry. The industry median FCF Margin % is 9.03. PT Lippo General Insurance Tbk's value of 13.18% is 46% above this benchmark. While the company's 10-year median is 5.51 vs. the industry median of 9.03, PT Lippo General Insurance Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.03, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Lippo General Insurance Tbk's current FCF Margin % of 13.18% is 46% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Lippo General Insurance Tbk and its competitors. For the Insurance industry, the median FCF Margin % is 9.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Lippo General Insurance Tbk's current FCF Margin % is 13.18%, which is 139% above median its own 10-year median of 5.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Lippo General Insurance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Lippo General Insurance Tbk (ISX:LPGI) is currently considered Fairly Valued. The stock's GF Value™ is Rp628.70, compared to a current price of Rp645.00 — trading 2.6% above its estimated fair value. The current FCF Margin % is 13.18%, which is 139% above median its 10-year median of 5.51 and 46% above the Insurance industry median of 9.03. PT Lippo General Insurance Tbk's overall GF Score™ is 74/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Lippo General Insurance Tbk (ISX:LPGI), the current FCF Margin % is 13.18% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Lippo General Insurance Tbk (ISX:LPGI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Lippo General Insurance Tbk stock appears to be overvalued. The current stock price of Rp645.00 is trading 2.6% above its estimated GF Value™ of Rp628.70. GuruFocus considers PT Lippo General Insurance Tbk to be Fairly Valued.

Key valuation signals for ISX:LPGI:

  • FCF Margin %: 13.18% (139% above median its 10-year median of 5.51)
  • GF Value™: Rp628.70 vs. price of Rp645.00 (2.6% above fair value)
  • GF Score™: 74/100
  • Industry Position: 46% above the Insurance median (#274 of 501)

No single metric tells the full story. See the ISX:LPGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Lippo General Insurance Tbk Business Description

Address Jalan H.R. Rasuna Said Kav B-12, Lippo Kuningan Building, 27th Floor, Unit A & F, Jakarta, IDN, 12940
PT Lippo General Insurance Tbk is a company that provides general insurance services. Its operating segments are Fire insurance, Motor Vehicle Insurance, Marine Cargo insurance, Health insurance and miscellaneous insurance. Geographically, the group carries operations in Indonesia in the areas of Jabodetabek, Sumatera, Jawa Timur, Jawa Barat, Jawa Tengah, Makassar, Bali, and Balikpapan. It derives key revenue from the Health insurance segment.
74GF Score

Get the complete analysis for ISX:LPGI

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp645.00
Price
Rp628.70
GF Value