PT Lippo General Insurance Tbk (ISX:LPGI) Dividend Payout Ratio: 0.25 (As of Jun. 2026) — 14% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:LPGI PT Lippo General Insurance Tbk ISX:LPGI
68 GF Score
Price Rp645.00
GF Value Rp628.70
Valuation Fairly Valued
View Full Analysis

What is PT Lippo General Insurance Tbk Dividend Payout Ratio?

PT Lippo General Insurance Tbk ISX:LPGI +3.20% 68 Dividend Payout Ratio is 0.25 as of Jun. 2026, which is 14% above its 10-year median of 0.22. GuruFocus rates ISX:LPGI with a GF Score™ of 68/100 and a GF Value™ of Rp628.70 (Fairly Valued). Among 328 Insurance companies, PT Lippo General Insurance Tbk ranks better than 78.66% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. PT Lippo General Insurance Tbk's Dividend Payout Ratio for the months ended in Jun. 2026 was 0.25.

The historical rank and industry rank for PT Lippo General Insurance Tbk's Dividend Payout Ratio or its related term are showing as below:

ISX:LPGI' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.13   Med: 0.22   Max: 2.76
Current: 0.19


During the past 13 years, the highest Dividend Payout Ratio of PT Lippo General Insurance Tbk was 2.76. The lowest was 0.13. And the median was 0.22.

ISX:LPGI's Dividend Payout Ratio is ranked better than
78.66% of 328 companies
in the Insurance industry
Industry Median: 0.38 vs ISX:LPGI: 0.19

As of today (2026-08-25), the Dividend Yield % of PT Lippo General Insurance Tbk is 1.60%.

During the past 13 years, the highest Trailing Annual Dividend Yield of PT Lippo General Insurance Tbk was 16.71%. The lowest was 0.33%. And the median was 3.95%.

PT Lippo General Insurance Tbk's Dividends per Share for the months ended in Jun. 2026 was Rp10.00.

During the past 12 months, PT Lippo General Insurance Tbk's average Dividends Per Share Growth Rate was 66.70% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -55.20% per year. During the past 5 years, the average Dividends Per Share Growth Rate was -25.60% per year. During the past 10 years, the average Dividends Per Share Growth Rate was -4.10% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of PT Lippo General Insurance Tbk was 60.10% per year. The lowest was -55.20% per year. And the median was 10.80% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


PT Lippo General Insurance Tbk (ISX:LPGI) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


PT Lippo General Insurance Tbk Dividend Payout Ratio Related Terms


PT Lippo General Insurance Tbk Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for PT Lippo General Insurance Tbk's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Lippo General Insurance Tbk Dividend Payout Ratio Chart

PT Lippo General Insurance Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.34 2.76 0.74 0.13 0.13

PT Lippo General Insurance Tbk Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.27 0.00 0.17 0.00 0.25

ISX:LPGI vs BRK.A, AIG, HIG: Dividend Payout Ratio Comparison

For the Insurance - Diversified subindustry, PT Lippo General Insurance Tbk's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Lippo General Insurance Tbk Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Lippo General Insurance Tbk's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where PT Lippo General Insurance Tbk's Dividend Payout Ratio falls into.


ISX:LPGI
68GF Score
PT Lippo General Insurance Tbk ISX:LPGI
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Lippo General Insurance Tbk Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

PT Lippo General Insurance Tbk's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=6/ 47.583
=0.13

PT Lippo General Insurance Tbk's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=10/ 39.497
=0.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.25 mean?
PT Lippo General Insurance Tbk (ISX:LPGI) has a Dividend Payout Ratio of 0.25 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on PT Lippo General Insurance Tbk and its competitors. This is 14% above median its historical median of 0.22. Over the past decade, PT Lippo General Insurance Tbk's Dividend Payout Ratio has ranged from 0.13 to 2.76. According to the industry distribution chart, PT Lippo General Insurance Tbk ranks #70 out of 328 companies in the Insurance industry, placing it in the top 21.3%.
Is PT Lippo General Insurance Tbk's Dividend Payout Ratio too high?
PT Lippo General Insurance Tbk's current Dividend Payout Ratio of 0.25 is 14% above median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 2.76. The Insurance industry median Dividend Payout Ratio is 0.38. PT Lippo General Insurance Tbk's value of 0.25 is 34.2% below this industry median. Based on the distribution chart, PT Lippo General Insurance Tbk ranks #70 out of 328 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, PT Lippo General Insurance Tbk has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Lippo General Insurance Tbk's Dividend Payout Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, PT Lippo General Insurance Tbk ranks #70 out of 328 companies for Dividend Payout Ratio. This places PT Lippo General Insurance Tbk in the top 21% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.38. PT Lippo General Insurance Tbk's value of 0.25 is 34.2% below this benchmark. Historically, PT Lippo General Insurance Tbk's own Dividend Payout Ratio has ranged from 0.13 to 2.76 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 0.38, PT Lippo General Insurance Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 328 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Lippo General Insurance Tbk's current Dividend Payout Ratio of 0.25 is 34.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on PT Lippo General Insurance Tbk and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Lippo General Insurance Tbk's current Dividend Payout Ratio is 0.25, which is 14% above median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Lippo General Insurance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Lippo General Insurance Tbk (ISX:LPGI) is currently considered Fairly Valued. The stock's GF Value™ is Rp628.70, compared to a current price of Rp645.00 — trading 2.6% above its estimated fair value. The current Dividend Payout Ratio is 0.25, which is 14% above median its 10-year median of 0.22 and 34.2% below the Insurance industry median of 0.38. PT Lippo General Insurance Tbk's overall GF Score™ is 68/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For PT Lippo General Insurance Tbk (ISX:LPGI), the current Dividend Payout Ratio is 0.25 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Lippo General Insurance Tbk (ISX:LPGI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Lippo General Insurance Tbk stock appears to be overvalued. The current stock price of Rp645.00 is trading 2.6% above its estimated GF Value™ of Rp628.70. GuruFocus considers PT Lippo General Insurance Tbk to be Fairly Valued.

Key valuation signals for ISX:LPGI:

  • Dividend Payout Ratio: 0.25 (14% above median its 10-year median of 0.22)
  • GF Value™: Rp628.70 vs. price of Rp645.00 (2.6% above fair value)
  • GF Score™: 68/100
  • Industry Position: 34.2% below the Insurance median (#70 of 328)

No single metric tells the full story. See the ISX:LPGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Lippo General Insurance Tbk Business Description

Address Jalan H.R. Rasuna Said Kav B-12, Lippo Kuningan Building, 27th Floor, Unit A & F, Jakarta, IDN, 12940
PT Lippo General Insurance Tbk is a company that provides general insurance services. Its operating segments are Fire insurance, Motor Vehicle Insurance, Marine Cargo insurance, Health insurance and miscellaneous insurance. Geographically, the group carries operations in Indonesia in the areas of Jabodetabek, Sumatera, Jawa Timur, Jawa Barat, Jawa Tengah, Makassar, Bali, and Balikpapan. It derives key revenue from the Health insurance segment.
68GF Score

Get the complete analysis for ISX:LPGI

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp645.00
Price
Rp628.70
GF Value