PT Lippo General Insurance Tbk (ISX:LPGI) Moat Score: 0/10 (As of Aug. 25, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:LPGI PT Lippo General Insurance Tbk ISX:LPGI
74 GF Score
Price Rp645.00
GF Value Rp628.70
Valuation Fairly Valued
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What is PT Lippo General Insurance Tbk Moat Score?

PT Lippo General Insurance Tbk has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

PT Lippo General Insurance Tbk has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes PT Lippo General Insurance Tbk might have No Moat - No discernible moat.

PT Lippo General Insurance Tbk  (ISX:LPGI) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

PT Lippo General Insurance Tbk Moat Score Related Terms

ISX:LPGI
74GF Score
PT Lippo General Insurance Tbk ISX:LPGI
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Lippo General Insurance Tbk (ISX:LPGI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Lippo General Insurance Tbk stock appears to be overvalued. The current stock price of Rp645.00 is trading 2.6% above its estimated GF Value™ of Rp628.70. GuruFocus considers PT Lippo General Insurance Tbk to be Fairly Valued.

Key valuation signals for ISX:LPGI:

  • Moat Score: 0
  • GF Value™: Rp628.70 vs. price of Rp645.00 (2.6% above fair value)
  • GF Score™: 74/100

No single metric tells the full story. See the ISX:LPGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Lippo General Insurance Tbk Business Description

Address Jalan H.R. Rasuna Said Kav B-12, Lippo Kuningan Building, 27th Floor, Unit A & F, Jakarta, IDN, 12940
PT Lippo General Insurance Tbk is a company that provides general insurance services. Its operating segments are Fire insurance, Motor Vehicle Insurance, Marine Cargo insurance, Health insurance and miscellaneous insurance. Geographically, the group carries operations in Indonesia in the areas of Jabodetabek, Sumatera, Jawa Timur, Jawa Barat, Jawa Tengah, Makassar, Bali, and Balikpapan. It derives key revenue from the Health insurance segment.
74GF Score

Get the complete analysis for ISX:LPGI

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp645.00
Price
Rp628.70
GF Value