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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. PT Lippo General Insurance Tbk's
EBIT
for the
six
months ended in Jun. 2026 was Rp0 Mil. PT Lippo General Insurance Tbk's Interest Expense for the
six
months ended in Jun. 2026 was Rp-46,876 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for PT Lippo General Insurance Tbk's Interest Coverage or its related term are showing as below:
ISX:LPGI's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 15.34 * Ranked among companies with meaningful Interest Coverage only.
PT Lippo General Insurance Tbk (ISX:LPGI) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
PT Lippo General Insurance Tbk Interest Coverage Related Terms
PT Lippo General Insurance Tbk Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PT Lippo General Insurance Tbk Interest Coverage Chart
ISX:LPGI vs BRK.A, AIG, HIG: Interest Coverage Comparison
For the Insurance - Diversified subindustry, PT Lippo General Insurance Tbk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Lippo General Insurance Tbk Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Lippo General Insurance Tbk's Interest Coverage distribution charts can be found below:
* The bar in red indicates where PT Lippo General Insurance Tbk's Interest Coverage falls into.
PT Lippo General Insurance Tbk Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
PT Lippo General Insurance Tbk (ISX:LPGI) has a Interest Coverage of 0 (At Loss) as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Lippo General Insurance Tbk and its competitors. According to the industry distribution chart, PT Lippo General Insurance Tbk ranks #999999 out of 349 companies in the Insurance industry.
Is PT Lippo General Insurance Tbk's Interest Coverage too high?
PT Lippo General Insurance Tbk's current Interest Coverage is 0 (At Loss). Based on the distribution chart, PT Lippo General Insurance Tbk ranks #999999 out of 349 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PT Lippo General Insurance Tbk has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Lippo General Insurance Tbk's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, PT Lippo General Insurance Tbk ranks #999999 out of 349 companies for Interest Coverage. This places PT Lippo General Insurance Tbk in the lower half of its industry. The industry median Interest Coverage is 15.34. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 15.34, based on 349 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Lippo General Insurance Tbk and its competitors. For the Insurance industry, the median Interest Coverage is 15.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Lippo General Insurance Tbk's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Lippo General Insurance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Lippo General Insurance Tbk (ISX:LPGI) is currently considered Fairly Valued. The stock's GF Value™ is Rp628.70, compared to a current price of Rp645.00 — trading 2.6% above its estimated fair value. The current Interest Coverage is 0 (At Loss). PT Lippo General Insurance Tbk's overall GF Score™ is 74/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PT Lippo General Insurance Tbk (ISX:LPGI), the current Interest Coverage is 0 (At Loss) as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Lippo General Insurance Tbk (ISX:LPGI) Overvalued in 2026?
Based on GuruFocus' analysis, PT Lippo General Insurance Tbk stock appears to be overvalued.
The current stock price of Rp645.00 is trading 2.6% above its estimated GF Value™ of Rp628.70.
GuruFocus considers PT Lippo General Insurance Tbk to be Fairly Valued.
Key valuation signals for ISX:LPGI:
Interest Coverage: 0 (At Loss)
GF Value™: Rp628.70 vs. price of Rp645.00 (2.6% above fair value)
No single metric tells the full story. See the ISX:LPGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Lippo General Insurance Tbk is a company that provides general insurance services. Its operating segments are Fire insurance, Motor Vehicle Insurance, Marine Cargo insurance, Health insurance and miscellaneous insurance. Geographically, the group carries operations in Indonesia in the areas of Jabodetabek, Sumatera, Jawa Timur, Jawa Barat, Jawa Tengah, Makassar, Bali, and Balikpapan. It derives key revenue from the Health insurance segment.
74GF Score
Get the complete analysis for ISX:LPGI
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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