EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, National Bank of Pakistan's Enterprise Value is ₨122,448 Mil.
National Bank of Pakistan's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₨476,600 Mil. Therefore, National Bank of Pakistan's EV-to-FCF for today is 0.26.
The historical rank and industry rank for National Bank of Pakistan's EV-to-FCF or its related term are showing as below:
KAR:NBP'
s EV-to-FCF Range Over the Past 10 Years
Min: -12.45 Med: -0.24 Max: 1.92
Current: 0.25
During the past 13 years, the highest EV-to-FCF of National Bank of Pakistan was 1.92. The lowest was -12.45. And the median was -0.24.
KAR:NBP's EV-to-FCF is ranked better than 83.49% of 1193
companies
in the Banks industry
Industry Median: 6.57
vs KAR:NBP: 0.25
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
National Bank of Pakistan (KAR:NBP) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
National Bank of Pakistan's PE Ratio (TTM) for today is calculated as:
National Bank of Pakistan's share price for today is ₨210.57.
National Bank of Pakistan's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨37.270.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
National Bank of Pakistan EV-to-FCF Related Terms
National Bank of Pakistan EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank of Pakistan EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, National Bank of Pakistan's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank of Pakistan EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, National Bank of Pakistan's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where National Bank of Pakistan's EV-to-FCF falls into.
National Bank of Pakistan's current Enterprise Value is ₨122,448 Mil.
National Bank of Pakistan's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨476,600 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank of Pakistan (KAR:NBP) has a EV-to-FCF of 0.26 as of Jul. 10, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on National Bank of Pakistan and its competitors. According to the industry distribution chart, National Bank of Pakistan ranks #197 out of 1193 companies in the Banks industry, placing it in the top 16.5%.
Is National Bank of Pakistan's EV-to-FCF too high?
National Bank of Pakistan's current EV-to-FCF is 0.26. The Banks industry median EV-to-FCF is 6.57. National Bank of Pakistan's value of 0.26 is 96% below this industry median. Based on the distribution chart, National Bank of Pakistan ranks #197 out of 1193 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, National Bank of Pakistan has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Pakistan's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, National Bank of Pakistan ranks #197 out of 1193 companies for EV-to-FCF. This places National Bank of Pakistan in the top 17% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.57. National Bank of Pakistan's value of 0.26 is 96% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of Pakistan's current EV-to-FCF of 0.26 is 96% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on National Bank of Pakistan and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of Pakistan's current EV-to-FCF is 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Pakistan stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Pakistan (KAR:NBP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨90.11, compared to a current price of ₨210.57 — trading 133.7% above its estimated fair value. The current EV-to-FCF is 0.26 and 96% below the Banks industry median of 6.57. National Bank of Pakistan's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For National Bank of Pakistan (KAR:NBP), the current EV-to-FCF is 0.26 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank of Pakistan (KAR:NBP) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank of Pakistan stock appears to be overvalued.
The current stock price of ₨210.57 is trading 133.7% above its estimated GF Value™ of ₨90.11.
GuruFocus considers National Bank of Pakistan to be Significantly Overvalued.
Key valuation signals for KAR:NBP:
EV-to-FCF: 0.26
GF Value™: ₨90.11 vs. price of ₨210.57 (133.7% above fair value)
Industry Position: 96% below the Banks median (#197 of 1193)
No single metric tells the full story. See the KAR:NBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank of Pakistan is a commercial bank that provides banking and related services in Pakistan and overseas. The bank offers diversified banking services across retail, commercial, corporate and investment, Islamic, treasury, and international banking segments. Geographically, it derives a majority of its revenue from Pakistan. Approximately the Bank operates an extensive domestic network of 1,503 branches, including the Export Processing Zone branch in Karachi, and maintains 14 international branches.
62GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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