National Bank of Pakistan (KAR:NBP) OCF Yield %: 113.56 (As of Jul. 04, 2026) — 60% Below Median


KAR:NBP National Bank of Pakistan KAR:NBP
62 GF Score
Price ₨208.80
GF Value ₨89.84
Valuation Significantly Overvalued
! 4 Warning Signs
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What is National Bank of Pakistan OCF Yield %?

National Bank of Pakistan KAR:NBP +1.34% 62 OCF Yield % is 113.56 as of Jul. 04, 2026, which is 60% below its 10-year median of 287.11. GuruFocus rates KAR:NBP with a GF Score™ of 62/100 and a GF Value™ of ₨89.84 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,502 Banks companies, National Bank of Pakistan ranks better than 94.67% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, National Bank of Pakistan's Trailing 12-Month Cash Flow from Operations is ₨487,398 Mil, and Market Cap is ₨444,225 Mil. Therefore, National Bank of Pakistan's OCF Yield % for today is 113.56%.

The historical rank and industry rank for National Bank of Pakistan's OCF Yield % or its related term are showing as below:

KAR:NBP' s OCF Yield % Range Over the Past 10 Years
Min: -232.53   Med: 287.11   Max: 4748.48
Current: 113.56


During the past 13 years, the highest OCF Yield % of National Bank of Pakistan was 4748.48%. The lowest was -232.53%. And the median was 287.11%.

KAR:NBP's OCF Yield % is ranked better than
94.67% of 1502 companies
in the Banks industry
Industry Median: 9.24 vs KAR:NBP: 113.56

National Bank of Pakistan's OCF Margin % for the quarter that ended in Mar. 2026 was %.


National Bank of Pakistan OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


National Bank of Pakistan OCF Yield % Related Terms


National Bank of Pakistan OCF Yield % Historical Data

* Premium members only.

The historical data trend for National Bank of Pakistan's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of Pakistan OCF Yield % Chart

National Bank of Pakistan Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 641.61 3,112.71 1,448.96 90.82 73.22

National Bank of Pakistan Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 349.90 556.86 -360.88 237.18 281.17

National Bank of Pakistan OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, National Bank of Pakistan's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank of Pakistan OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, National Bank of Pakistan's OCF Yield % distribution charts can be found below:

* The bar in red indicates where National Bank of Pakistan's OCF Yield % falls into.


KAR:NBP
62GF Score
National Bank of Pakistan KAR:NBP
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank of Pakistan OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

National Bank of Pakistan's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=377263.595 / 515241.09834
=73.22%

National Bank of Pakistan's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=252111.943 * 4 / 358656.14154
=281.17%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 113.56 mean?
National Bank of Pakistan (KAR:NBP) has a OCF Yield % of 113.56 as of Jul. 04, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on National Bank of Pakistan and its competitors. This is 60% below median its historical median of 287.11. According to the industry distribution chart, National Bank of Pakistan ranks #80 out of 1502 companies in the Banks industry, placing it in the top 5.3%.
Is National Bank of Pakistan's OCF Yield % too high?
National Bank of Pakistan's current OCF Yield % of 113.56 is 60% below median its 10-year median of 287.11. The Banks industry median OCF Yield % is 9.24. National Bank of Pakistan's value of 113.56 is 1129% above this industry median. Based on the distribution chart, National Bank of Pakistan ranks #80 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, National Bank of Pakistan has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Pakistan's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, National Bank of Pakistan ranks #80 out of 1502 companies for OCF Yield %. This places National Bank of Pakistan in the top 5% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.24. National Bank of Pakistan's value of 113.56 is 1129% above this benchmark. While the company's 10-year median is 287.11 vs. the industry median of 9.24, National Bank of Pakistan has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of Pakistan's current OCF Yield % of 113.56 is 1129% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on National Bank of Pakistan and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of Pakistan's current OCF Yield % is 113.56, which is 60% below median its own 10-year median of 287.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Pakistan stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Pakistan (KAR:NBP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨89.84, compared to a current price of ₨208.80 — trading 132.4% above its estimated fair value. The current OCF Yield % is 113.56, which is 60% below median its 10-year median of 287.11 and 1129% above the Banks industry median of 9.24. National Bank of Pakistan's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For National Bank of Pakistan (KAR:NBP), the current OCF Yield % is 113.56 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of Pakistan (KAR:NBP) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Pakistan stock appears to be overvalued. The current stock price of ₨208.80 is trading 132.4% above its estimated GF Value™ of ₨89.84. GuruFocus considers National Bank of Pakistan to be Significantly Overvalued.

Key valuation signals for KAR:NBP:

  • OCF Yield %: 113.56 (60% below median its 10-year median of 287.11)
  • GF Value™: ₨89.84 vs. price of ₨208.80 (132.4% above fair value)
  • GF Score™: 62/100 with 4 warning signs
  • Industry Position: 1129% above the Banks median (#80 of 1502)

No single metric tells the full story. See the KAR:NBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank of Pakistan Business Description

Address I.I. Chundrigar Road, NBP Building, Karachi, SD, PAK
National Bank of Pakistan is a commercial bank that provides banking and related services in Pakistan and overseas. The bank offers diversified banking services across retail, commercial, corporate and investment, Islamic, treasury, and international banking segments. Geographically, it derives a majority of its revenue from Pakistan. Approximately the Bank operates an extensive domestic network of 1,503 branches, including the Export Processing Zone branch in Karachi, and maintains 14 international branches.
62GF Score

Get the complete analysis for KAR:NBP

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨208.80
Price
₨89.84
GF Value