National Bank of Pakistan (KAR:NBP) Moat Score: 0/10 (As of Jul. 11, 2026)


KAR:NBP National Bank of Pakistan KAR:NBP
62 GF Score
Price ₨210.57
GF Value ₨90.16
Valuation Significantly Overvalued
! 4 Warning Signs
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What is National Bank of Pakistan Moat Score?

National Bank of Pakistan has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

National Bank of Pakistan has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes National Bank of Pakistan might have No Moat - No discernible moat.

National Bank of Pakistan  (KAR:NBP) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

National Bank of Pakistan Moat Score Related Terms

KAR:NBP
62GF Score
National Bank of Pakistan KAR:NBP
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is National Bank of Pakistan (KAR:NBP) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Pakistan stock appears to be overvalued. The current stock price of ₨210.57 is trading 133.6% above its estimated GF Value™ of ₨90.16. GuruFocus considers National Bank of Pakistan to be Significantly Overvalued.

Key valuation signals for KAR:NBP:

  • Moat Score: 0
  • GF Value™: ₨90.16 vs. price of ₨210.57 (133.6% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the KAR:NBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Bank of Pakistan Business Description

Address I.I. Chundrigar Road, NBP Building, Karachi, SD, PAK
National Bank of Pakistan is a commercial bank that provides banking and related services in Pakistan and overseas. The bank offers diversified banking services across retail, commercial, corporate and investment, Islamic, treasury, and international banking segments. Geographically, it derives a majority of its revenue from Pakistan. Approximately the Bank operates an extensive domestic network of 1,503 branches, including the Export Processing Zone branch in Karachi, and maintains 14 international branches.
62GF Score

Get the complete analysis for KAR:NBP

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨210.57
Price
₨90.16
GF Value