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National Bank of PakistanKAR:NBP +1.77%69 5-Year Yield-on-Cost % is 17.22 as of Aug. 06, 2026, which is 79% above its 10-year median of 9.64. GuruFocus rates KAR:NBP with a GF Score™ of 69/100 and a GF Value™ of ₨91.35 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,253 Banks companies, National Bank of Pakistan ranks better than 93.93% on this metric.
National Bank of Pakistan (KAR:NBP) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
National Bank of Pakistan 5-Year Yield-on-Cost % Related Terms
National Bank of Pakistan 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, National Bank of Pakistan's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank of Pakistan 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, National Bank of Pakistan's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where National Bank of Pakistan's 5-Year Yield-on-Cost % falls into.
National Bank of Pakistan 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
National Bank of Pakistan (KAR:NBP) has a 5-Year Yield-on-Cost % of 17.22 as of Aug. 06, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on National Bank of Pakistan and its competitors. This is 79% above median its historical median of 9.64. Over the past decade, National Bank of Pakistan's 5-Year Yield-on-Cost % has ranged from 2.93 to 20.59. According to the industry distribution chart, National Bank of Pakistan ranks #76 out of 1253 companies in the Banks industry, placing it in the top 6.1%.
Is National Bank of Pakistan's 5-Year Yield-on-Cost % too high?
National Bank of Pakistan's current 5-Year Yield-on-Cost % of 17.22 is 79% above median its 10-year median of 9.64. Over the past 10 years, this metric has ranged from a low of 2.93 to a high of 20.59. The Banks industry median 5-Year Yield-on-Cost % is 3.77. National Bank of Pakistan's value of 17.22 is 356.8% above this industry median. Based on the distribution chart, National Bank of Pakistan ranks #76 out of 1253 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, National Bank of Pakistan has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Pakistan's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, National Bank of Pakistan ranks #76 out of 1253 companies for 5-Year Yield-on-Cost %. This places National Bank of Pakistan in the top 6% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.77. National Bank of Pakistan's value of 17.22 is 356.8% above this benchmark. Historically, National Bank of Pakistan's own 5-Year Yield-on-Cost % has ranged from 2.93 to 20.59 over the past decade. While the company's 10-year median is 9.64 vs. the industry median of 3.77, National Bank of Pakistan has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.77, based on 1,253 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of Pakistan's current 5-Year Yield-on-Cost % of 17.22 is 356.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on National Bank of Pakistan and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of Pakistan's current 5-Year Yield-on-Cost % is 17.22, which is 79% above median its own 10-year median of 9.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Pakistan stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Pakistan (KAR:NBP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨91.35, compared to a current price of ₨206.88 — trading 126.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 17.22, which is 79% above median its 10-year median of 9.64 and 356.8% above the Banks industry median of 3.77. National Bank of Pakistan's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For National Bank of Pakistan (KAR:NBP), the current 5-Year Yield-on-Cost % is 17.22 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank of Pakistan (KAR:NBP) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank of Pakistan stock appears to be overvalued.
The current stock price of ₨206.88 is trading 126.5% above its estimated GF Value™ of ₨91.35.
GuruFocus considers National Bank of Pakistan to be Significantly Overvalued.
Key valuation signals for KAR:NBP:
5-Year Yield-on-Cost %: 17.22 (79% above median its 10-year median of 9.64)
GF Value™: ₨91.35 vs. price of ₨206.88 (126.5% above fair value)
Industry Position: 356.8% above the Banks median (#76 of 1253)
No single metric tells the full story. See the KAR:NBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank of Pakistan is a commercial bank that provides banking and related services in Pakistan and overseas. The bank offers diversified banking services across retail, commercial, corporate and investment, Islamic, treasury, and international banking segments. Geographically, it derives a majority of its revenue from Pakistan. Approximately the Bank operates an extensive domestic network of 1,503 branches, including the Export Processing Zone branch in Karachi, and maintains 14 international branches.
69GF Score
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