National Bank of PakistanKAR:NBP 61 Median PS Value is ₨96.22 as of Jun. 29, 2026, which is 100% below its 10-year median of 0.42. GuruFocus rates KAR:NBP with a GF Score™ of 61/100 and a GF Value™ of ₨89.47 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,043 Banks companies, National Bank of Pakistan ranks worse than 92.52% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for National Bank of Pakistan's Median PS Value or its related term are showing as below:
KAR:NBP'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.21 Med: 0.42 Max: 2.36
Current: 2.1
During the past 13 years, the highest Price to Median PS Value of National Bank of Pakistan was 2.36. The lowest was 0.21. And the median was 0.42.
KAR:NBP's Price-to-Median-PS-Value is ranked worse than 92.52% of 1043
companies
in the Banks industry
Industry Median: 1.11
vs KAR:NBP: 2.10
National Bank of Pakistan (KAR:NBP) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
National Bank of Pakistan's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
201.73
/
96.22
=
2.10
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank of Pakistan Median PS Value Related Terms
National Bank of Pakistan Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank of Pakistan Median PS Value Competitor Comparison
For the Banks - Regional subindustry, National Bank of Pakistan's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank of Pakistan Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, National Bank of Pakistan's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where National Bank of Pakistan's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.6863.
National Bank of Pakistan's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨140.195.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank of Pakistan (KAR:NBP) has a Median PS Value of ₨96.22 as of Jun. 29, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on National Bank of Pakistan and its competitors. This is 22810% above median its historical median of 0.42. Over the past decade, National Bank of Pakistan's Median PS Value has ranged from 0.21 to 2.36. According to the industry distribution chart, National Bank of Pakistan ranks #965 out of 1043 companies in the Banks industry, placing it in the top 92.5%.
Is National Bank of Pakistan's Median PS Value too high?
National Bank of Pakistan's current Median PS Value of ₨96.22 is 22810% above median its 10-year median of 0.42. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 2.36. Based on the distribution chart, National Bank of Pakistan ranks #965 out of 1043 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, National Bank of Pakistan has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Pakistan's Median PS Value compare to competitors?
According to the Banks industry distribution chart, National Bank of Pakistan ranks #965 out of 1043 companies for Median PS Value. This places National Bank of Pakistan in the lower half of its industry. The industry median Median PS Value is 1.11. Historically, National Bank of Pakistan's own Median PS Value has ranged from 0.21 to 2.36 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on National Bank of Pakistan and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of Pakistan's current Median PS Value is ₨96.22, which is 22810% above median its own 10-year median of 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Pakistan stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Pakistan (KAR:NBP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨89.47, compared to a current price of ₨201.73 — trading 125.5% above its estimated fair value. The current Median PS Value is ₨96.22, which is 22810% above median its 10-year median of 0.42. National Bank of Pakistan's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For National Bank of Pakistan (KAR:NBP), the current Median PS Value is ₨96.22 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank of Pakistan (KAR:NBP) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank of Pakistan stock appears to be overvalued.
The current stock price of ₨201.73 is trading 125.5% above its estimated GF Value™ of ₨89.47.
GuruFocus considers National Bank of Pakistan to be Significantly Overvalued.
Key valuation signals for KAR:NBP:
Median PS Value: ₨96.22 (22810% above median its 10-year median of 0.42)
GF Value™: ₨89.47 vs. price of ₨201.73 (125.5% above fair value)
No single metric tells the full story. See the KAR:NBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank of Pakistan is a commercial bank that provides banking and related services in Pakistan and overseas. The bank offers diversified banking services across retail, commercial, corporate and investment, Islamic, treasury, and international banking segments. Geographically, it derives a majority of its revenue from Pakistan. Approximately the Bank operates an extensive domestic network of 1,503 branches, including the Export Processing Zone branch in Karachi, and maintains 14 international branches.
61GF Score
Get the complete analysis for KAR:NBP
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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