Lument Finance TrustLFT -4.72%42 EV-to-FCF is 80.37 as of Jun. 28, 2026, which is 36% above its 10-year median of 59.17. GuruFocus rates LFT with a GF Score™ of 42/100 and a GF Value™ of $1.35 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 741 REITs companies, Lument Finance Trust ranks worse than 89.07% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Lument Finance Trust's Enterprise Value is $754.22 Mil.
Lument Finance Trust's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $9.38 Mil. Therefore, Lument Finance Trust's EV-to-FCF for today is 80.37.
The historical rank and industry rank for Lument Finance Trust's EV-to-FCF or its related term are showing as below:
LFT'
s EV-to-FCF Range Over the Past 10 Years
Min: -4133.51 Med: 59.17 Max: 3819.2
Current: 80.37
During the past 13 years, the highest EV-to-FCF of Lument Finance Trust was 3819.20. The lowest was -4133.51. And the median was 59.17.
LFT's EV-to-FCF is ranked worse than 89.07% of 741
companies
in the REITs industry
Industry Median: 22.98
vs LFT: 80.37
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Lument Finance Trust's PE Ratio (TTM) for today is calculated as:
Lument Finance Trust's share price for today is $1.01.
Lument Finance Trust's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.130.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Lument Finance Trust EV-to-FCF Related Terms
Lument Finance Trust EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Lument Finance Trust's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Mortgage subindustry, Lument Finance Trust's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lument Finance Trust EV-to-FCF vs REITs Industry
For the REITs industry and Real Estate sector, Lument Finance Trust's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Lument Finance Trust's EV-to-FCF falls into.
Lument Finance Trust's current Enterprise Value is $754.22 Mil.
Lument Finance Trust's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $9.38 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lument Finance Trust (LFT) has a EV-to-FCF of 80.37 as of Jun. 28, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Lument Finance Trust and its competitors. This is 36% above median its historical median of 59.17. According to the industry distribution chart, Lument Finance Trust ranks #660 out of 741 companies in the REITs industry, placing it in the top 89.1%.
Is Lument Finance Trust's EV-to-FCF too high?
Lument Finance Trust's current EV-to-FCF of 80.37 is 36% above median its 10-year median of 59.17. The REITs industry median EV-to-FCF is 22.98. Lument Finance Trust's value of 80.37 is 249.7% above this industry median. Based on the distribution chart, Lument Finance Trust ranks #660 out of 741 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Lument Finance Trust has a GF Score™ of 42/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lument Finance Trust's EV-to-FCF compare to SACH and LOAN?
According to the REITs industry distribution chart, Lument Finance Trust ranks #660 out of 741 companies for EV-to-FCF. This places Lument Finance Trust in the lower half of its industry. The industry median EV-to-FCF is 22.98. Lument Finance Trust's value of 80.37 is 249.7% above this benchmark. While the company's 10-year median is 59.17 vs. the industry median of 22.98, Lument Finance Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a REITs company?
The median EV-to-FCF among REITs companies is 22.98, based on 741 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lument Finance Trust's current EV-to-FCF of 80.37 is 249.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Lument Finance Trust and its competitors. For the REITs industry, the median EV-to-FCF is 22.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lument Finance Trust's current EV-to-FCF is 80.37, which is 36% above median its own 10-year median of 59.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lument Finance Trust stock overvalued right now?
Based on GuruFocus' analysis, Lument Finance Trust (LFT) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.35, compared to a current price of $1.01 — trading 25.2% below its estimated fair value. The current EV-to-FCF is 80.37, which is 36% above median its 10-year median of 59.17 and 249.7% above the REITs industry median of 22.98. Lument Finance Trust's overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Lument Finance Trust (LFT), the current EV-to-FCF is 80.37 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lument Finance Trust (LFT) Overvalued in 2026?
Based on GuruFocus' analysis, Lument Finance Trust stock appears to be undervalued.
The current stock price of $1.01 is trading 25.2% below its estimated GF Value™ of $1.35.
GuruFocus considers Lument Finance Trust to be Modestly Undervalued.
Key valuation signals for LFT:
EV-to-FCF: 80.37 (36% above median its 10-year median of 59.17)
GF Value™: $1.35 vs. price of $1.01 (25.2% below fair value)
Industry Position: 249.7% above the REITs median (#660 of 741)
No single metric tells the full story. See the LFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lument Finance Trust Inc operates as a real estate investment trust. The company is engaged in investment, financing, and management of a portfolio of commercial real estate debt investments. It invests in transitional floating-rate commercial real estate mortgage loans, mezzanine loans, preferred equity, commercial mortgage-backed securities, fixed-rate loans, construction loans, and other CRE debt instruments.
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