Lument Finance TrustLFT -2.04%42 Net Debt Paydown Yield % is 383.57% as of Jul. 06, 2026, which is 688% above its 10-year median of 48.67. GuruFocus rates LFT with a GF Score™ of 42/100 and a GF Value™ of $1.35 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 682 REITs companies, Lument Finance Trust ranks better than 98.68% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, Lument Finance Trust's Net Debt Paydown Yield % was 383.57%.
Lument Finance Trust (NYSE:LFT) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
Lument Finance Trust Net Debt Paydown Yield % Related Terms
Lument Finance Trust Net Debt Paydown Yield % Historical Data
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The historical data trend for Lument Finance Trust's Net Debt Paydown Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lument Finance Trust Net Debt Paydown Yield % Chart
LFT vs LOAN, SACH, GPMT: Net Debt Paydown Yield % Comparison
For the REIT - Mortgage subindustry, Lument Finance Trust's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lument Finance Trust Net Debt Paydown Yield % vs REITs Industry
For the REITs industry and Real Estate sector, Lument Finance Trust's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where Lument Finance Trust's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of 383.57% mean?
Lument Finance Trust (LFT) has a Net Debt Paydown Yield % of 383.57% as of Jul. 06, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Lument Finance Trust and its competitors. This is 688% above median its historical median of 48.67. According to the industry distribution chart, Lument Finance Trust ranks #9 out of 682 companies in the REITs industry, placing it in the top 1.3%.
Is Lument Finance Trust's Net Debt Paydown Yield % too high?
Lument Finance Trust's current Net Debt Paydown Yield % of 383.57% is 688% above median its 10-year median of 48.67. Based on the distribution chart, Lument Finance Trust ranks #9 out of 682 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, Lument Finance Trust has a GF Score™ of 42/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lument Finance Trust's Net Debt Paydown Yield % compare to LOAN and SACH?
According to the REITs industry distribution chart, Lument Finance Trust ranks #9 out of 682 companies for Net Debt Paydown Yield %. This places Lument Finance Trust in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a REITs company?
A good Net Debt Paydown Yield % depends on the REITs industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Lument Finance Trust and its competitors. Lument Finance Trust's current Net Debt Paydown Yield % is 383.57%, which is 688% above median its own 10-year median of 48.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lument Finance Trust stock overvalued right now?
Based on GuruFocus' analysis, Lument Finance Trust (LFT) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.35, compared to a current price of $0.96 — trading 28.9% below its estimated fair value. The current Net Debt Paydown Yield % is 383.57%, which is 688% above median its 10-year median of 48.67. Lument Finance Trust's overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Lument Finance Trust (LFT), the current Net Debt Paydown Yield % is 383.57% as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lument Finance Trust (LFT) Overvalued in 2026?
Based on GuruFocus' analysis, Lument Finance Trust stock appears to be undervalued.
The current stock price of $0.96 is trading 28.9% below its estimated GF Value™ of $1.35.
GuruFocus considers Lument Finance Trust to be Modestly Undervalued.
Key valuation signals for LFT:
Net Debt Paydown Yield %: 383.57% (688% above median its 10-year median of 48.67)
GF Value™: $1.35 vs. price of $0.96 (28.9% below fair value)
No single metric tells the full story. See the LFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lument Finance Trust Inc operates as a real estate investment trust. The company is engaged in investment, financing, and management of a portfolio of commercial real estate debt investments. It invests in transitional floating-rate commercial real estate mortgage loans, mezzanine loans, preferred equity, commercial mortgage-backed securities, fixed-rate loans, construction loans, and other CRE debt instruments.
42GF Score
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