Lument Finance TrustLFT -4.72%42 Pretax Margin % is 4.34% as of Mar. 2026, which is 89% below its 10-year median of 39.90. GuruFocus rates LFT with a GF Score™ of 42/100 and a GF Value™ of $1.35 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 927 REITs companies, Lument Finance Trust ranks worse than 87.06% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Lument Finance Trust Pretax Margin % Related Terms
Lument Finance Trust Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Lument Finance Trust's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LFT vs SACH, LOAN, GPMT: Pretax Margin % Comparison
For the REIT - Mortgage subindustry, Lument Finance Trust's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lument Finance Trust Pretax Margin % vs REITs Industry
For the REITs industry and Real Estate sector, Lument Finance Trust's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Lument Finance Trust's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lument Finance Trust (LFT) has a Pretax Margin % of 4.34% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Lument Finance Trust and its competitors. This is 89% below median its historical median of 39.90. According to the industry distribution chart, Lument Finance Trust ranks #807 out of 927 companies in the REITs industry, placing it in the top 87.1%.
Is Lument Finance Trust's Pretax Margin % too high?
Lument Finance Trust's current Pretax Margin % of 4.34% is 89% below median its 10-year median of 39.90. The REITs industry median Pretax Margin % is 46.70. Lument Finance Trust's value of 4.34% is 90.7% below this industry median. Based on the distribution chart, Lument Finance Trust ranks #807 out of 927 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Lument Finance Trust has a GF Score™ of 42/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lument Finance Trust's Pretax Margin % compare to SACH and LOAN?
According to the REITs industry distribution chart, Lument Finance Trust ranks #807 out of 927 companies for Pretax Margin %. This places Lument Finance Trust in the lower half of its industry. The industry median Pretax Margin % is 46.70. Lument Finance Trust's value of 4.34% is 90.7% below this benchmark. While the company's 10-year median is 39.90 vs. the industry median of 46.70, Lument Finance Trust has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a REITs company?
The median Pretax Margin % among REITs companies is 46.70, based on 927 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lument Finance Trust's current Pretax Margin % of 4.34% is 90.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Lument Finance Trust and its competitors. For the REITs industry, the median Pretax Margin % is 46.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lument Finance Trust's current Pretax Margin % is 4.34%, which is 89% below median its own 10-year median of 39.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lument Finance Trust stock overvalued right now?
Based on GuruFocus' analysis, Lument Finance Trust (LFT) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.35, compared to a current price of $1.01 — trading 25.2% below its estimated fair value. The current Pretax Margin % is 4.34%, which is 89% below median its 10-year median of 39.90 and 90.7% below the REITs industry median of 46.70. Lument Finance Trust's overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Lument Finance Trust (LFT), the current Pretax Margin % is 4.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lument Finance Trust (LFT) Overvalued in 2026?
Based on GuruFocus' analysis, Lument Finance Trust stock appears to be undervalued.
The current stock price of $1.01 is trading 25.2% below its estimated GF Value™ of $1.35.
GuruFocus considers Lument Finance Trust to be Modestly Undervalued.
Key valuation signals for LFT:
Pretax Margin %: 4.34% (89% below median its 10-year median of 39.90)
GF Value™: $1.35 vs. price of $1.01 (25.2% below fair value)
Industry Position: 90.7% below the REITs median (#807 of 927)
No single metric tells the full story. See the LFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lument Finance Trust Inc operates as a real estate investment trust. The company is engaged in investment, financing, and management of a portfolio of commercial real estate debt investments. It invests in transitional floating-rate commercial real estate mortgage loans, mezzanine loans, preferred equity, commercial mortgage-backed securities, fixed-rate loans, construction loans, and other CRE debt instruments.
42GF Score
Get the complete analysis for LFT
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LFT has been successfully added to your 
