Lument Finance TrustLFT +1.94%42 Net Margin % is 4.45% as of Mar. 2026, which is 89% below its 10-year median of 41.28. GuruFocus rates LFT with a GF Score™ of 42/100 and a GF Value™ of $1.35 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 928 REITs companies, Lument Finance Trust ranks worse than 86.64% on this metric.
The historical rank and industry rank for Lument Finance Trust's Net Margin % or its related term are showing as below:
LFT'
s Net Margin % Range Over the Past 10 Years
Min: -201.84 Med: 41.28 Max: 65.14
Current: -11.12
LFT's Net Margin % is ranked worse than 86.64% of 928
companies
in the REITs industry
Industry Median: 45.23
vs LFT: -11.12
Lument Finance Trust (NYSE:LFT) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Lument Finance Trust Net Margin % Related Terms
Lument Finance Trust Net Margin % Historical Data
* Premium members only.
The historical data trend for Lument Finance Trust's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Mortgage subindustry, Lument Finance Trust's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lument Finance Trust Net Margin % vs REITs Industry
For the REITs industry and Real Estate sector, Lument Finance Trust's Net Margin % distribution charts can be found below:
* The bar in red indicates where Lument Finance Trust's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lument Finance Trust (LFT) has a Net Margin % of 4.45% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Lument Finance Trust and its competitors. This is 89% below median its historical median of 41.28. According to the industry distribution chart, Lument Finance Trust ranks #804 out of 928 companies in the REITs industry, placing it in the top 86.6%.
Is Lument Finance Trust's Net Margin % too high?
Lument Finance Trust's current Net Margin % of 4.45% is 89% below median its 10-year median of 41.28. The REITs industry median Net Margin % is 45.23. Lument Finance Trust's value of 4.45% is 90.2% below this industry median. Based on the distribution chart, Lument Finance Trust ranks #804 out of 928 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Lument Finance Trust has a GF Score™ of 42/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lument Finance Trust's Net Margin % compare to SACH and LOAN?
According to the REITs industry distribution chart, Lument Finance Trust ranks #804 out of 928 companies for Net Margin %. This places Lument Finance Trust in the lower half of its industry. The industry median Net Margin % is 45.23. Lument Finance Trust's value of 4.45% is 90.2% below this benchmark. While the company's 10-year median is 41.28 vs. the industry median of 45.23, Lument Finance Trust has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a REITs company?
The median Net Margin % among REITs companies is 45.23, based on 928 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lument Finance Trust's current Net Margin % of 4.45% is 90.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Lument Finance Trust and its competitors. For the REITs industry, the median Net Margin % is 45.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lument Finance Trust's current Net Margin % is 4.45%, which is 89% below median its own 10-year median of 41.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lument Finance Trust stock overvalued right now?
Based on GuruFocus' analysis, Lument Finance Trust (LFT) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.35, compared to a current price of $1.05 — trading 22.2% below its estimated fair value. The current Net Margin % is 4.45%, which is 89% below median its 10-year median of 41.28 and 90.2% below the REITs industry median of 45.23. Lument Finance Trust's overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Lument Finance Trust (LFT), the current Net Margin % is 4.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lument Finance Trust (LFT) Overvalued in 2026?
Based on GuruFocus' analysis, Lument Finance Trust stock appears to be undervalued.
The current stock price of $1.05 is trading 22.2% below its estimated GF Value™ of $1.35.
GuruFocus considers Lument Finance Trust to be Modestly Undervalued.
Key valuation signals for LFT:
Net Margin %: 4.45% (89% below median its 10-year median of 41.28)
GF Value™: $1.35 vs. price of $1.05 (22.2% below fair value)
Industry Position: 90.2% below the REITs median (#804 of 928)
No single metric tells the full story. See the LFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lument Finance Trust Inc operates as a real estate investment trust. The company is engaged in investment, financing, and management of a portfolio of commercial real estate debt investments. It invests in transitional floating-rate commercial real estate mortgage loans, mezzanine loans, preferred equity, commercial mortgage-backed securities, fixed-rate loans, construction loans, and other CRE debt instruments.
42GF Score
Get the complete analysis for LFT
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LFT has been successfully added to your 
