Lument Finance TrustLFT -4.72%42 Dividend Payout Ratio is 4.44 as of Mar. 2026, which is 363% above its 10-year median of 0.96. GuruFocus rates LFT with a GF Score™ of 42/100 and a GF Value™ of $1.35 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 718 REITs companies, Lument Finance Trust ranks worse than 139275.63% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Lument Finance Trust's Dividend Payout Ratio for the
months ended in Mar. 2026 was 4.44.
The historical rank and industry rank for Lument Finance Trust's Dividend Payout Ratio or its related term are showing as below:
During the past 13 years, the highest Dividend Payout Ratio of Lument Finance Trust was 2.70. The lowest was 0.90. And the median was 0.96.
LFT's Dividend Payout Ratio is not ranked *
in the REITs industry.
Industry Median: 0.99 * Ranked among companies with meaningful Dividend Payout Ratio only.
During the past 13 years, the highest Trailing Annual Dividend Yield of Lument Finance Trust was 20.88%. The lowest was 7.08%. And the median was 12.00%.
During the past 12 months, Lument Finance Trust's average Dividends Per Share Growth Rate was -43.80% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was -2.90% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was -5.50% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was -12.30% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Lument Finance Trust was 8.80% per year. The lowest was -40.80% per year. And the median was -11.90% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Lument Finance Trust (NYSE:LFT) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Lument Finance Trust Dividend Payout Ratio Related Terms
Lument Finance Trust Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Lument Finance Trust's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LFT vs SACH, LOAN, GPMT: Dividend Payout Ratio Comparison
For the REIT - Mortgage subindustry, Lument Finance Trust's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lument Finance Trust Dividend Payout Ratio vs REITs Industry
For the REITs industry and Real Estate sector, Lument Finance Trust's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Lument Finance Trust's Dividend Payout Ratio falls into.
Lument Finance Trust Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Lument Finance Trust's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lument Finance Trust (LFT) has a Dividend Payout Ratio of 4.44 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Lument Finance Trust and its competitors. This is 363% above median its historical median of 0.96. Over the past decade, Lument Finance Trust's Dividend Payout Ratio has ranged from 0.90 to 2.70. According to the industry distribution chart, Lument Finance Trust ranks #999999 out of 718 companies in the REITs industry.
Is Lument Finance Trust's Dividend Payout Ratio too high?
Lument Finance Trust's current Dividend Payout Ratio of 4.44 is 363% above median its 10-year median of 0.96. Over the past 10 years, this metric has ranged from a low of 0.90 to a high of 2.70. The REITs industry median Dividend Payout Ratio is 0.99. Lument Finance Trust's value of 4.44 is 348.5% above this industry median. Based on the distribution chart, Lument Finance Trust ranks #999999 out of 718 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Lument Finance Trust has a GF Score™ of 42/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lument Finance Trust's Dividend Payout Ratio compare to SACH and LOAN?
According to the REITs industry distribution chart, Lument Finance Trust ranks #999999 out of 718 companies for Dividend Payout Ratio. This places Lument Finance Trust in the lower half of its industry. The industry median Dividend Payout Ratio is 0.99. Lument Finance Trust's value of 4.44 is 348.5% above this benchmark. Historically, Lument Finance Trust's own Dividend Payout Ratio has ranged from 0.90 to 2.70 over the past decade. While the company's 10-year median is 0.96 vs. the industry median of 0.99, Lument Finance Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a REITs company?
The median Dividend Payout Ratio among REITs companies is 0.99, based on 718 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lument Finance Trust's current Dividend Payout Ratio of 4.44 is 348.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Lument Finance Trust and its competitors. For the REITs industry, the median Dividend Payout Ratio is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lument Finance Trust's current Dividend Payout Ratio is 4.44, which is 363% above median its own 10-year median of 0.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lument Finance Trust stock overvalued right now?
Based on GuruFocus' analysis, Lument Finance Trust (LFT) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.35, compared to a current price of $1.01 — trading 25.2% below its estimated fair value. The current Dividend Payout Ratio is 4.44, which is 363% above median its 10-year median of 0.96 and 348.5% above the REITs industry median of 0.99. Lument Finance Trust's overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Lument Finance Trust (LFT), the current Dividend Payout Ratio is 4.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lument Finance Trust (LFT) Overvalued in 2026?
Based on GuruFocus' analysis, Lument Finance Trust stock appears to be undervalued.
The current stock price of $1.01 is trading 25.2% below its estimated GF Value™ of $1.35.
GuruFocus considers Lument Finance Trust to be Modestly Undervalued.
Key valuation signals for LFT:
Dividend Payout Ratio: 4.44 (363% above median its 10-year median of 0.96)
GF Value™: $1.35 vs. price of $1.01 (25.2% below fair value)
Industry Position: 348.5% above the REITs median (#999999 of 718)
No single metric tells the full story. See the LFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lument Finance Trust Inc operates as a real estate investment trust. The company is engaged in investment, financing, and management of a portfolio of commercial real estate debt investments. It invests in transitional floating-rate commercial real estate mortgage loans, mezzanine loans, preferred equity, commercial mortgage-backed securities, fixed-rate loans, construction loans, and other CRE debt instruments.
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